What are the responsibilities and job description for the Mortgage Loan Closer position at Achieve?
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.
Job Description
As a Mortgage Loan Closer, you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. Our closers are responsible for reviewing submitted loan documentation for completeness and accuracy as well as preparing final closing documents in a timely fashion.
What you’ll do:
- Prepare and coordinate all loan documents for loan closing including all aspects of quality control prior to funding.
- Prepare and track borrowers’ receipt of Closing Disclosure per TRID regulations.
- Collaborate with closing agents on final loan figures for the Closing Disclosure.
- Maintain relations and communication with document preparation vendors to meet standards of compliance in at least 18 states.
- Provide excellent customer service and problem-solving with all parties to the loan before, during, and after closing.
- Execute loan documents on behalf of the company.
- Prepare funding packages for warehouse lenders. Sets up wire for closing agent/title with the funding department.
- Perform data integrity reviews prior to shipping to secondary marketing investors while meeting purchase/delivery deadlines.
- Review pre-funding loan conditions and executed loan documents for accuracy and completeness.
- Direct collateral packages to applicable warehouse banks and/or investors.
- Archive digital files for document storage.
Qualifications
What you’ll bring:
- Minimum of 2 years of experience in a financial services role
- Good interpersonal and communication skills
- Strong organizational skills and ability to prioritize multiple deadlines
- Able to successfully complete federal background/credit checks
- Ability to work in a continually-changing, entrepreneurial team environment
Additional Information
Achieve well-being with:
- Hybrid and remote work opportunities
- 401 (k) with employer match
- Medical, dental and vision with HSA and FSA
- Competitive and flexible PTO, including dedicated volunteer days
- Complete wellness support with access to Virgin Pulse, Ginger Health Coaching, and fitness discounts
- Up to $5,250 paid back to you on eligible education expenses
- Pet insurance for your furry family members
- Financial support in times of hardship with our Achieve Care Fund
- A safe place to connect with other employees through our six employee resource groups
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.
