Analyst II - Fraud Investigations

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

This role is responsible for investigating incidents of suspected employee fraud and violations of policy. This role, within Ally Financial's Enterprise Fraud, Security & Investigations (EFSI) department, assist in developing and tuning employee monitoring and behavioral detection strategies.

At this time, Ally will not sponsor a new applicant for employment authorization for this position.

The Work Itself

• Provide fraud investigative support for all lines of business.
• Position is responsible for detecting potential internal financial crimes and other inappropriate employee actions, reviewing current controls, recommending control enhancements, and preparing investigative summaries for EFSI leadership.
• Develop and tune new and existing Corporate Alerting Strategies and User Behavioral Analytics.
• Produce regulatory reports for applicable cases in support of SAR reporting to FinCen.
• Possess a strong working knowledge of a financial Institution line of business operating practices and policies.
• Develop and maintain working relationships with appropriate industry groups and governmental agencies.
• Work with LOB representatives to resolve escalated incidents.
• Utilize sound judgment and knowledge of investigative tools/techniques to establish an investigative plan.
• Conduct public record and company database searches to gather relevant evidence to support of investigative findings.
• Analyze data to identify evidence and trends related to fraudulent activity.
• Maintain current knowledge and awareness of investigative/fraud techniques, privacy laws, bank regulations, investigation and incident handling policy and procedure.
  
  

Skills

The Skills You Bring

A bachelor's degree or equivalent in criminal justice, business administration, security management, or a related field is preferred, or an equivalent combination of education and experience

1 years of experience working in financial services, specifically within fraud or AML

Ability to analyze large datasets and spreadsheets

Excellent organizational, management, and communications skills.

Ability to foster collaborative work partnerships and influence people at all organizational levels.

Must have an understanding and commitment of the continuous business improvement process.

Knowledge of risk management and control principles.

Individual must possess good written and oral communication skills.

Must be comfortable working in a matrix organization responding to multiple stakeholders.

Must be fully committed to providing exceptional customer service to business partners and fraud risk leadership.

Must be a "problem-solver" and be willing to get creative to overcome challenges.

Must possess a strong analytic mindset.

Good organizational skills with the ability to work independently and initiate proactively.

Strong attention to detail.

Travel to other business locations may be required (

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
• To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
  
  

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at hrpolicy@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range: $55000 - $80000 USD

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation: This position is eligible to participate in our annual incentive plan.