What are the responsibilities and job description for the Relationship Manager IV position at Cadence Bank?
What The Role Is
Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.
How You Will Make An Impact
Qualifications
Education
Required
High School or better
Preferred
Bachelors or better
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.
How You Will Make An Impact
- Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.
- Interviews commercial applicants and processes loan applications.
- Analyzes applicant’s financial status and credit to determine feasibility of granting loan.
- Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
- Approves loans that meet established lending criteria and are within approved lending limits.
- Maintains customer relationships.
- Manages a portfolio of consumer and commercial loans (primarily commercial).
- May coordinate some collection efforts.
- Provides and maintains a professional, business-like atmosphere within the banking division.
- Represents the financial institution in public relations activities and community affairs.
- Excellent interpersonal and customer service skills.
- Sales oriented.
- Bachelor’s degree or equivalent work experience.
- Knowledgeable laws and regulations applicable to lending practices.
- Minimum of 8 - 10 years experience in a financial institution as a commercial lender.
Qualifications
Education
Required
High School or better
Preferred
Bachelors or better
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)