What are the responsibilities and job description for the Mortgage Originator - Buffalo position at Chemung Canal Trust Com?
Responsible for providing mortgage loan services to clients while performing a variety of duties to support the loan servicing function to ensure efficient and accurate servicing of mortgage loan accounts.
- Interviews clients, obtains applications, disclosures and required supporting documentation; Enters application data into Loan Origination System software.
- Analyzes credit and other financial information to make preliminary recommendations for approval or denial.
- Participates in calling programs with area realtors and other referral sources.
- Participates in seminars and workshops as well as branch staff meetings to provide mortgage production information and guidance.
- Maintains an awareness of competitors and their programs.
- Jointly establishes quantitative client service objectives with assigned supervisor on an annual basis.
- Follows up to ensure loans are approved or denied in a timely basis.
- Maintains appropriate records and provides assigned/periodic reports.
- Provides assistance to clients and branch personnel with specific inquires or service problems.
- Coordinates specific work tasks with other personnel within the department as well as with other departments in order to insure the smooth and efficient flow of information.
- Provides client service information in a timely basis in order for this information to be included as part of sales performance reports.
- Conforms to General Performance Expectations as identified for all employees.
- Complies with NMLS standards
Qualifications/Requirements:
- High School Diploma or equivalent required; BS or BA in a related field of study preferred
- Specialized training in lending and real estate credit servicing
- A minimum of three years experience in related position normally required
- Proficient interpersonal skills in dealing with clients and all levels of management
- Demonstrated proficiency in Microsoft Word and Excel
- Ability to travel and Valid Driver’s License required
Chemung Canal Trust Company/Capital Bank fosters a diverse and inclusive culture where employees are able to succeed to their full potential. EEO/AA Including Veterans and Disabled
