Commercial Loan Assistant/Processor

JOB DESCRIPTION

Job Title: Commercial Loan Assistant / Processor
_ Department: Lending _
_ FLSA Status: Non-Exempt _

SUMMARY
Provides professional support to lending team, processing of loan files, requesting appropriate documentation and ensuring file is complete. Assists loan officers in activities such as disbursement of funds and extension of loans. Answers customer inquiries and solves routine problems in which precedent has been set.

ESENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

Processes applications and necessary documents for loans.

Assists loan officers in review of financial documentation and preparation of loan memos.

Prepares loan closing packages and works with third parties to coordinate closings.

Works directly with clients and loan officers on construction loan projects including draws and coordinating inspections.

Works with other bank personnel to assist customers to obtain and retain deposit accounts.

Must possess ability to work with others in a team environment and follow work rules and procedures.

Must be able to accept direction and coaching from supervisors.

SUPERVISORY RESPONSIBILITIES

None

QUALIFICATIONS. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION AND EXPERIENCE. High school diploma or equivalent; six months to one year experience in lending support.

LANGUAGE SKILLS. Ability to read and comprehend instructions, procedures, correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.

MATHEMATICAL SKILLS. Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractures and decimals. Ability to compute rate, ratio, and percent.

REASONING ABILITY. Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.

PHYSICAL DEMANDS. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands to write, type, file, etc.; and to talk and hear. The employee is occasionally required to stand and walk. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision.

WORK ENVIRONMENT. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of his job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually quiet.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee discount
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday

Supplemental Pay:

• Bonus pay

Education:

• High school or equivalent (Preferred)

Experience:

• Loan Processing: 1 year (Preferred)

Work Location: One location