JOB RESPONSIBILITIES

• Review documentation for compliance with regulations, federal and state laws, lending policies.
• Review commercial loan documentation for compliance with the Bank’s lending policy, practices, and regulations.
• Review and approve commercial advances for loans $500,000.00 and greater.
• Review and monitor borrowing bases for complex commercial credits.
• Review, approve, and monitor residential mortgage construction advances and inspections.
• Review consumer (direct and indirect), and mortgage portfolio for documentation compliance.
• Review incoming information to clear exceptions.
• Work with loan officers to ensure compliance with policy and regulations.
• Generate reports to loan officers concerning exceptions found in loans originated by them.
• Research processing errors found during review and forward to appropriate personnel for correction.
• Provide support to other personnel concerning underwriting and compliance issues.
• Complete software updates with tracking items.
• Complete commercial loan confirmation requests.
• Ensure all actions performed are in compliance with government regulations and organizational policies and procedures.

SKILLS/KNOWLEDGE AND ABILITIES/EXPERIENCE

• Position normally requires an Associate’s Degree or two years of college or equivalent in advanced education to provide a working knowledge within a field or several fields for information purposes.
• Background courses in business or related fields.
• Ability to use PC software in a network environment.
• Microsoft Excel and Word experience preferred.
• Excellent oral and written communication skills.
• Excellent analytical skills.
• Good organizational skills.
• Working knowledge of the Bank’s policies, procedures, and practices.
• Knowledge of lending policy.
• Valid Driver’s License.

WORKING CONDITIONS

• Normal office conditions.
• Requires alertness, thoroughness, efficiency and regular use of telephone to communicate with co-workers.
• Some overtime may be required.

The above statements are intended to describe the general nature and level of work to be performed by personnel assigned to this job. This information is not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel assigned to this position.

Candidates may be subject to the following screenings:

Credit Check, Drug Testing, and Criminal Background Check

Community Trust Bank offers a competitive benefits package including: Medical, Dental, and Vision Insurance; Company paid Life Insurance; Paid Vacation, Sick days, and Holidays; Short Term and Long Term Disability; 401K and ESOP.