What are the responsibilities and job description for the Junior Credit Analyst position at Convoy Home Loans?
Juinor Credit Analyst
Convoy Home Loans is currently searching for a disciplined, detail-oriented Juinor Credit Analyst to join our team. The Juinor Credit Analyst's responsibility is to structure mortgage programs that best suit individual needs of the borrower while staying compliant with underwriting guidelines and lender requirements.
Job Responsibilities:
- Review applications and price out loan programs that are most beneficial to the borrower
- Utilize all applicable Conventional, FHA, or VA underwriting guidelines and lender overlays to each loan program
- Analyze borrower’s credit reports to determine eligibility
- Identify, request, and verify income documents, disclosures, mortgage, and HOI statements, and other pertinent documents necessary to put a loan in process
- Review complete loan packages before submission to lenders
Qualifications:
- Associate degree preferred, or 1-2 years of relevant industry experience
- Proficiency in Microsoft Office (Word, Excel) required
- Exceptional analytical and problem-solving capabilities (out of the box thinkers welcome!)
- Strong math skills and ability to work with numbers
- Acute attention to detail
- Superb verbal and written communication skills
- Ability to manage time effectively
- Willingness to learn and adapt
- True Team Player
At Convoy Home Loans, you will be part of a close-knit team of industry professionals who all share an energetic and dedicated work ethic. Our common goal is to achieve success for our customers, our business, and for each other. We have a company culture that we take a lot of pride in and can't wait for you to join!
Job Types: Full-time, Contract
Pay: $50,000.00 - $80,000.00 per year
Benefits:
- Dental insurance
- Health insurance
- Vision insurance
Compensation Package:
- Bonus opportunities
- Commission pay
Schedule:
- 8 hour shift
- Monday to Friday
Work Location: In person
Salary : $50,000 - $80,000