What are the responsibilities and job description for the Credit - Risk Analyst II position at Credit One Bank?
Position SummaryIn the role of Risk Analyst, the position will primarily be responsible for driving the Bank’s incremental growth through Digital and Direct Mail Acquisition strategies. This position will focus on evaluating, analyzing, and reporting the impact and performance of digital and direct mail acquisition strategies, as well as conducting analyses to evaluate the risk of new and existing programs.Essential job responsibilities include developing and maintaining reports to track volume growth and vintage performance and profitability, presenting findings to upper management, and making recommendations for opportunities for incremental growth.The position reports directly to a Senior Manager responsible for Acquisition Risk Management.Summary of Essential Job Functions•Collaborate with multiple business areas to establish new credit line assignment strategies for campaign execution•Monitoring, analyzing, and reporting the performance of digital and direct mail underwriting and line assignments.•Assessing all application underwriting rules and strategies to align for business standards and strategic goals.•Presenting findings to upper management and making recommendations for improvements.•Ensuring new initiatives are optimized while meeting all technical and regulatory requirementsPosition Requirements•Bachelor's Degree in Managing Information Systems, Economics, Business, or related field. •3 years analytical experience in Banking, Finance, Insurance or Gaming.•3 years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS•Intellectual horsepower with problem solving and analytical skills.•Must be proficient in data mining and systems architecture.•Self-starter, who can work independently with a high degree of organization on several projects at one time.•Sufficient self-confidence and ability to propose new ideas/solutions.•Excellent interpersonal skills to contribute to cross-functional and collaborative projects.•Ability to quickly assimilate and analyze large amounts of information.•Strong knowledge of Microsoft tool suite (Excel, Word, PowerPoint, Visio).•Knowledge of financial analysis and profitability drivers.Preferred (Not Required)•Advanced degree•Consumer Credit Card industry experience •Experience in digital and direct mail markets and online acquisitions.•Experience in Banking compliance and regulations as related to originations
Salary : $0