What are the responsibilities and job description for the Loan Disclosure & Closing Specialist position at Defy Mortgage, LLC?
Company: Defy Mortgage, LLC, Nashville, TN
Employment Type: Full-Time
Work Schedule: Hybrid (In-office 1-3 days per week, flexible arrangement)
ABOUT DEFY MORTGAGE, LLC
Defy Mortgage, LLC is a dynamic mortgage lending company based in Nashville, Tennessee, specializing in Non-QM (Non-Qualified Mortgage) loans. We serve both retail clients and third-party originators (TPO), providing flexible lending solutions that go beyond traditional mortgage products.
POSITION OVERVIEW
We are seeking an energetic and detail-oriented Loan Disclosure & Closing Specialist to join our growing team. This versatile role combines both loan disclosure preparation and loan closing coordination for our retail and TPO clients. As our loan volume continues to grow, this position offers the opportunity to work across multiple aspects of the mortgage process while contributing to a collaborative team environment.
WHAT WE ARE LOOKING FOR
- Energy & Enthusiasm: We want someone who brings positive energy to our team and is excited about contributing to our company's growth while supporting teammates.
- Multitasking Ability: The ideal candidate can juggle multiple loan files and deadlines while maintaining accuracy and attention to detail.
- Growth Mindset: We're looking for someone who wants to grow with our company and take on additional responsibilities as we expand.
KEY RESPONSIBILITIES
Loan Disclosures & Loan Closings:
- Prepare accurate initial loan disclosures for both retail and TPO clients
- Review loan files for completeness and compliance requirements
- Coordinate with loan officers and processors to gather necessary documentation
- Ensure all disclosures meet federal and state regulatory requirements
- Maintain detailed tracking of disclosure timelines and deadlines
- Coordinate closing activities for Non-QM loans from initial scheduling through funding
- Prepare closing disclosure documents and ensure accuracy
- Collaborate with title companies, attorneys, and settlement agents
- Review closing packages for completeness and compliance
- Facilitate smooth communication between all parties throughout the closing process
- Ensure proper documentation and file organization post-closing
General Responsibilities
- Maintain up-to-date knowledge of mortgage regulations and compliance requirements
- Provide exceptional customer service to retail clients and TPO partners
- Support team members across various projects and initiatives
- Adapt to changing priorities and handle multiple tasks simultaneously
REQUIRED QUALIFICATIONS
- Experience: 2 years of experience in mortgage closing, loan disclosures, or related mortgage operations
- Skills: Strong attention to detail with excellent organizational abilities
- Communication: Excellent written and verbal communication skills
- Technology: Proficiency with mortgage software systems and Microsoft Office Suite
- Compliance: Understanding of mortgage regulations and disclosure requirements
- Work Style: Ability to work both independently and collaboratively in a team environment
PREFERRED QUALIFICATIONS
- College degree preferred but not required
- Experience with Non-QM loan products
- Previous work with both retail and wholesale/TPO channels
- Knowledge of TRID, RESPA, and other mortgage compliance regulations
- Experience with loan origination systems (LOS)
WHAT WE OFFER
- Competitive salary commensurate with experience
- Comprehensive benefits package including health insurance
- Flexible hybrid work arrangement (1-3 days in office per week)
- Opportunity to work with innovative Non-QM loan products
- Collaborative and supportive team environment
- Professional development opportunities, room for growth as the company expands
Interested candidates should submit their resume and a brief cover letter to Alana Walker at awalker@defymortgage.com with "Loan Disclosure & Closing Specialist" in the subject line.
Please explain why you're interested in joining the Defy Mortgage team and how your experience aligns with this role.
We look forward to hearing from candidates who are ready to contribute to our mission of providing flexible mortgage solutions.
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Defy Mortgage, LLC is an equal opportunity employer committed to creating an inclusive environment for all employees.