What are the responsibilities and job description for the Mortgage Loan Officer - Michigan position at DFCU Financial?
The Opportunity: DFCU Financial is looking for Mortgage Loan Officers for the Ann Arbor, Grand Rapids and Lansing, MI areas to join our team. In this role, the Mortgage Loan Officer is responsible for all requirements in the originating of mortgage applications for the DFCU portfolio and saleable loans to the secondary market.
What You’ll Do:
Maintain a relationship with the local real estate community, offering information on our products and services.
Proactively network to generate business.
Work with borrowers to recommend a course of action based on the borrower’s goal to be pre-approved, refinance or purchase a property.
Respond to borrowers both inside and outside the office, answering inquiries and accepting applications in person, by phone or online.
Review borrower supplied documentation to confirm it meets requirements prior to sending to the processing center.
Assist processing team with borrower interaction as required.
Assist in training less experienced employees when requested.
Assist with business development efforts for the Mortgage Services department.
Attend local Board of Realtors functions.
What You'll Need:
High School diploma or equivalent.
Minimum three years current experience as a Mortgage Loan Officer with annual production levels exceeding $8 million.
Demonstrated knowledge of mortgage regulations and secondary market requirements.
Excellent interpersonal skills, including effective verbal and written communication.
Detail oriented with strong organizational skills.
Ability to work independently and within a team environment.
Consistent positive, cooperative, self-motivated, courteous and professional attitude.
May require some evening and Saturday hours.