Collateral Analyst

Looking for a dynamic financial services career? Factoring provides SMEs with the cash they need to grow their business and also stay financially solvent during difficult economic times. We are looking to grow our team with a new team player who can fufil this exciting position in our operations team.

Eagle Business Credit – Role Profile

Role: Collateral Analyst (Eagle)

Employed by: Eagle Business Credit/Cashway Funding

Reporting to: Senior Account Manager

FLSA Status: Exempt

Purpose:

Ensures the security and profitability of EBC through effective credit control within a portfolio of clients. Makes daily funding decisions against current available accounts receivable collateral. Uses judgment and discretion to make those decisions. Establishes and maintains a professional and efficient relationship with an allocated portfolio of clients and their debtors. Ensures that security interest is always maintained within internal management policies operated by EBC. Provides excellent standards of customer service. Undertakes important administrative tasks.

Key responsibilities:

• Makes credit management decisions based on credit references and payment performance. Sets discretionary credit limits up to $50,000, assesses invoice eligibility, and makes funding decisions.
• Reviews invoices and backup paperwork for completeness and accuracy.
• Liaising with and managing clients who need to send in original documentation to EBC. Following up to ensure these are received within the timescales set and notifying Senior Account Manager, Head of

Operations and Operations team of any delinquencies.

• Manages collateral performance of the allocated portfolio through efficient and effective Credit Control and compliance with EBC’s policies and procedures.
• Establishes and maintains a professional and expert relationship with Clients through efficient handling of all client transactions and activities together with ledger management and showing an understanding and interest in Client’s business within the allocated portfolio.
• Ensures that debtor notification and verifications are performed in-line with EBC policies.
• Uses collection and verification queues and call backs in conjunction with aging profile and risk scores to determine calling priorities. Uses appropriate chasing techniques. Seeks to recommend alternative collection methods when required.
• Performs general A/R review to ensure debtor information complete and payments allocated completely and correctly.
• Provides a high level of service whilst maintaining EBC’s security interest.
• Seeks to proactively understand their clients in order to spot early warning signs. Recognizes additional fee earning opportunities.
• Communicates any concerns noted or adverse performance trends to the Senior Account Manager and/or Head of Operations with recommendations on how to manage these issues.
• Minimizes manageable losses by proactively monitoring ledger performance and taking appropriate and timely action.
• Performs other related duties and tasks as necessary or as assigned.

Qualifications:

• Manages multiple priorities in an organized manner to meet set deadlines. Reassesses if higher need arises. Copes well with demands of the job and manages their time efficiently.
• Possesses excellent communication skills with the ability to motivate, influence and inspire others. Leads by example.
• Exercises independent judgment and applies prudent risk mitigation principles. Understands how and when to elevate issues when required.

Role Profile – Collateral Analyst -

Eagle Business Credit – Role Profile

• Provides a solution to any arising issues. Takes accountability for decisions made.
• Maintains a high level of effectiveness during times of change by adapting behavior and approaches to changing circumstances.
• Listens with acute attention to detail.
• Focuses on Customers. Knows and cares about our internal and external customers. Works as a team to deliver excellent service and exceed their expectations.
• Understands the complexities and key factors that impact our business.
• Drives for outstanding results & can be counted on to do so.
• Understands key features of EBC’s core and specialist products.
• Demonstrates loyalty to EBC, its vision and values and works with consistency, integrity, accountability and shows enthusiasm. Builds team spirit.

Time Management

• Work a 40-hour five-day week. Office hours Monday – Friday 8.30 to 5.00PM.
• Overnight travel if ever necessary

Key Competencies and Skills:
KEY BEHAVIORS

• Driven by results Committed
• Enthusiastic Confidence
• Creative Flexibility
• Challenging Moralistic/ethical
• Motivational Proactive
• Team player Quick learner
• Shares successes and ideas Good listener
• Decisive Honest
• Reliable Punctual

KEY SKILLS & KNOWLEDGE

• Excellent written and communication skills
• Reliable attendance.
• Experienced and knowledgeable
• Highly computer skilled
• Able to set and exceed personal goals
• Effective time management

Role Profile – Collateral Analyst -

Eagle Business Credit – Role Profile

Acknowledgements
The above job description is not intended to be an all-inclusive list of duties and standards of the position.
Incumbents will follow any other instructions, and perform any other related duties, as assigned by their supervisor.

Job Type: Full-time

Pay: $37,500.00 - $50,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Physical setting:

• Office

Schedule:

• Monday to Friday

Ability to commute/relocate:

• Woodstock, GA 30189: Reliably commute or planning to relocate before starting work (Required)

Experience:

• Customer service (Required)

Work Location: One location

Salary : $37,500 - $50,000