What are the responsibilities and job description for the Commercial Lending Relationship Manager position at Farmers National Bank of Canfield?
DescriptionQualifications
Education
SkillsCommercial Lending (required)
ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following:
- Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals
- Analyze credit worthiness of commercial borrowers and make recommendations for extending credit
- Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.
- Promote and cross-sell other Bank services to existing and prospective clients
- Oversee preparation of legal documents for loan closings
- Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions
- Maintain portfolio delinquency at levels acceptable to management
- Interact with operational and technical areas to resolve problems
- Be active in community/civic/professional organizations that promote the bank and engender networking opportunities
- Adhere to all appropriate service standards
- Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.
- Regular, predictable attendance is an essential requirement of this position
EDUCATION and/or EXPERIENCE:
- Bachelor degree in Business Administration or Finance
- Minimum of three (3) years experience as a commercial lender
- Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected
- Ability to clearly and effectively communicate both verbally and in writing
- Frequent travel will be required using reliable personal transportation
Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran
Education
Bachelors of Business Administration (required)
Skills
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)