Branch Manager / Lender

First Federal Bank of Louisiana is currently seeking a Branch Manager / Lender at our Jackson Street Office in Alexandria, Louisiana.

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About Us*
First Federal Bank of Louisiana is a full-service, locally owned, community bank that has helped build the communities we serve for 70 years. With 16 branches serving 11 communities in Louisiana, we are proud to offer our customers a wide variety of products and services to meet all of their financial needs. We offer Personal and Business Checking Accounts, Savings and CDs, multiple Retirement options, Home Equity Lines of Credit, as well as Mortgages and Consumer Loans. Our established Investment and Insurance divisions also offer a full line of products. Over the years, First Federal Bank has established a reputation for fast, professional service. We believe our customers expect and deserve nothing less.

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Position Summary*
Increases market shares by interviewing applicants and examining, evaluating and authorizing approval of applications for real estate, consumer, signature, and small business loans. Establishes and helps to attain internal performance objectives for the branch office business volume, deposits, loan portfolios and quality of audit reports.

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Essential Duties & Responsibilities include, but are not limited to, the following: *

• Responsible for overall branch office operations and profitability, but delegates all operational and managerial duties to the Senior Branch Supervisor or Branch Supervisor
• Contacts customers, businesses, community and civic organizations to promote goodwill and generate new business; visits real estate brokers, sales agents and local builders to promote mortgage services
• Establishes and maintains relationships with businesses and commercial developers; analyzes potential loan markets to develop prospects for loans
• Verifies accuracy of loan application by interviewing applicants and requesting specific information or documentation to resolve any questions regarding application information
• Analyzes applicant financial status to determine if established standards for further consideration are met; confers with underwriter to resolve mortgage application issues
• Analyzes financial statements, tax returns and financial information from small business applicants to determine if the loan request and/or the applicant meets internal guidelines
• Approves or denies various types of loans and/or confers with Branch Administrator or loan committee, if request is outside lending authority
• Recommends residential mortgage loans be approved or denied; submits loans to underwriting for final approval or denial; informs applicant of loan acceptance or denial. If approved, orders appraisal and works with loan processors and loan closers to ensure federal and bank guidelines are met
• Cross-sells and refers other bank products and services, including insurance and investment services, and increases customer relationships
• Promotes and enhances the corporate culture and fosters the development and implementation of the organizational vision

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Minimum Qualifications*

• Bachelor's degree from four-year college or university in business, finance or related field; and a minimum of two (2) years related experience (preferably in a financial institution or consumer loan department) and/or training; or equivalent combination of education and experience
• Must maintain an NMLS and/or NMLSR unique identifier assigned by the Nationwide Mortgage Licensing System & Registry.
• Must have a proven track record as a financial professional with progressive management experience
• Knowledge of business and management principles involved in strategic planning, resource allocation, human resources modeling, leadership technique, production methods, and coordination of people and resources
• Must have extensive knowledge of lending services, cross-selling and related areas
• An excellent understanding of financial products and services

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To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are a basic summary of the knowledge, skill, and/or ability required. The full job description is attached as a pdf to this job posting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions._

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Other Duties & Responsibilities*
This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

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Equal Opportunity Employer*
The employment policy of First Federal Bank and its subsidiaries is to provide an equal employment opportunity for all employees and job applicants without regard to race, color, religion, sex, national origin, age, individuals with disabilities, protected veteran status, sexual orientation, gender identity, genetic information, or any other legally protected characteristics or activities in accordance with applicable laws.

Job Type: Full-time