Branch Sales Associate

FULL-TIME Opportunities
Branch Sales Associates 
1350 Azalea Drive (branch located inside Walmart)
Waynesboro, MS

WORK HOURS 9 a.m. to 6 p.m. WEEKDAYS, TO 4 p.m. (rotating) SATURDAYS 
Hours during training and until passwords are typically 8 a.m. to 4 p.m. although they could vary.
 

BENEFITS INCLUDE

• Competitive pay based on skills and abilities 
• Bank contributes 84% to employee medical premium
• Bank contributes 51% employee dental premium
• Cafeteria plan for qualifying pre-tax deductions which lowers taxable income 
• Two bank-paid life plans, one with dependent coverage
• Bank-paid long-term disability plan
• Financial Savings Account (FSA) for pre-tax deductions to reimburse yourself for benefit expenses (from co-pays to fertility treatments not covered by insurance)
• Dependent Care Spending Account (DC) for pre-tax deductions to reimburse yourself for some child or adult daycare expenses
• 401(k) safe harbor dollar-for-dollar matching contributions up to 5%. The Bank matches 100% of the first 1% to 3% contributed, then 50% of the next 2%. Employees are 100% vested in personal contributions. 
• 11 paid holidays. Floating holidays offered if a holiday falls on a weekend. 
• Paid vacation and sick time that may be used for immediate family members
• 4 weeks paid maternity/paternity/adoption leave
• Continuing education opportunities
• Subsidized gym memberships 
• Annual performance bonus based on bank earnings and employee tenure
• Advancement opportunities

Qualifications - ONLY THOSE WHO MEET MINIMUM QUALIFICATIONS WILL BE CONSIDERED FOR EMPLOYMENT
         Applications and resumes reflecting proper grammar, sentence structure and punctuation skills are highly preferred.
*Must have flexibility to work operating hours 9a to 6p weekdays and to 4p Saturdays as assigned once training is complete. Report time 8:30 a.m. 
      Saturdays are rotational.**
* One year steady work history handling cash and directly assisting customers is preferred. Teller or new accounts experience is a plus but not required. 
* A working knowledge of debits and credits and general accounting skills is desired for those without teller experience;
* A general working knowledge of computers and moderate keyboarding skills. A working knowledge of Bankway would be a plus;
* Necessary skills include organizational, problem solving, the ability to communicate effectively (written and verbally, in person and by phone) and to work independently according to Bank policy and procedure.
* Essential skills include an aptitude for basic math and proficiency
*The ideal candidate will have a strong work ethic and the motivation to grow in a banking career. 
* Must present oneself professionally in dress and demeanor and be friendly;
 

Primary Responsibilities - To balance cash and negotiable items daily after the course of accepting deposits of cash and/or checks; process withdrawals and cash checks up to a designated limit; accept loan payments of any type; redeem cash items for deposit or cash; process cash advances on credit/debit cards; have a general knowledge of products and services to answer customer questions; sell official checks, bank money orders and travelers checks (if offered); to know and understand the requirements of and how to complete Current Transaction Reports (CTRs); promote bank services and cross-sell bank products through referrals; operate network computers/software and other equipment necessary to complete a transaction; participate in on-going training; be aware of competitor bank services and advantages of bank; awareness of and recognize when to report suspicious transactions/activity/situations to the appropriate personnel; and participate in the general upkeep and appearance of the branch. Tellers are expected to understand the bank mission, organizational structure, employee handbook, bank security, policies and procedures, standards of conduct and incentive programs and to know where the CRA notice, statement and public disclosure file is located and who the CRA Officer is.

Secondary Responsibilities - New Account responsibilities and other duties or responsibilities that may be assigned.

Primary Objective - To take care of customers' banking needs with concern and knowledge of Bank products and services and to accurately perform teller duties according to practice and procedure in a team-oriented environment (i.e. working in harmony with all bank employees). ALL job duties require strict adherence to all applicable federal and state rule and regulations as well as Bank policies and procedures. Expectations are to perform all job duties and other responsibilities as assigned and to follow all safety rules and regulations.
 

A Branch Sales Associate (Teller/New Accounts) is the critical link between the Bank and our customers and carries many responsibilities. A BSA is responsible for providing a variety of sales and service functions, including making referrals; processing savings, checking and loan transactions; cashing checks and selling official checks. New Accounts to assist customers with the products most helpful to their needs. To be successful, a BSA recognizes the primary responsibility of providing excellent customer service by understanding the job requirements and having the knowledge to confidently inform customers about the Bank's products and services. A genuine interest in serving customers is the key to being successful.

A successful BSA must read at a level sufficient to understand memorandums, instructions and teller-related forms; be able to write in a clear, concise and legible manner; have math skills to add, subtract, multiply and divide; be able to work alone or in a team environment; be able to work under time constraints; use good judgment and relate tactfully, respectfully and professionally with co-workers and customers. 

Regular attendance according to the work schedule is necessary and essential as is receiving detailed information verbally, in person and by telephone. Extensive reading and computer use is expected the majority of the time.
 

EEO/AAP/F/M/Disabled/Veteran