What are the responsibilities and job description for the Loan Officer I position at Golden Belt Bank, FSA?
THIS IS NOT A REMOTE POSITION.
Job Summary:
We are seeking a motivated and customer-focused Loan Officer I to join our lending team. This entry-level position is ideal for individuals interested in beginning a career in residential mortgage lending and banking. The Loan Officer I will receive training and ongoing support in loan origination, mortgage regulations, and credit analysis.
Essential Functions & Responsibilities
- Originate, structure, and process consumer and/or commercial loan including residential mortgage loans
- Interview applicants and obtain necessary financial and credit information
- Analyze financial statements, credit reports, and collateral
- Prepare loan presentations and recommendations for approval
- Ensure compliance with all bank policies, procedures, and applicable regulations
- Develop and maintain strong relationships with customers and referral sources
- Cross-sell bank products and services as appropriate
- Monitor loan portfolio performance and assist with collection efforts as needed
- Comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
- Perform other duties as assigned.
Qualifications:
- High school diploma required, college coursework or degree in business, finance, or related field preferred
- Banking, customer service, or sales experience a plus but not required
- Strong communication and organizational skills
- Willingness to learn lending regulations and credit analysis
- Ability to manage multiple tasks and meet deadlines
Benefits:
- Training and mentoring opportunities
- Career growth opportunities within the bank
- Profit -Sharing Plan
Job Type: Full-time
Pay: $57,000.00 - $86,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Paid time off
Application Question(s):
- Have you included a Cover Letter with your resume?
Work Location: In person
Salary : $57,000 - $86,000