What are the responsibilities and job description for the Consumer Loan Funding Specialist position at GTE Financial?
Come join our GTE Financial team!
GTE Financial is looking for a highly motivated, detailed oriented individual to join our Consumer Lending department asa Consumer Loan Funding Specialist.
The Consumer Loan Funding Specialist is responsible for providing exceptional service to members that have applied and been approved for credit. In addition, provides effective communication of credit union products, services and activities to members and employees. This position is responsible for generating, maintaining, and accurately preparing and processing required loan and title documents. Ensuring loan proceeds are disbursed accurately and communicating with various internal and external channels is essential to this position.
What does GTE look for in a Consumer Loan Funding Specialist?
Funding:
- Collects, maintains and accurately prepares and processes loan documentation in accordance with the Loan Processing guidelines.
- Analyzes loan information quickly to determine if decision is within the consumer lending guidelines and reviews loan documentation for accuracy/completeness.
- Accountable for managing individual pipeline in a manner which maximizes converting applications to funded loans.
- Responsible for the posting and accuracy of the loan set-up in core and lending systems.
- Reconciles consumer loan funding loan packages.
- Obtains and verifies loan payoff information from external financial institutions.
- Able to effectively communicate with dealers, financial institutions, and motor vehicle departments
Experience:
- Responds to members via incoming and outgoing calls as well as through alternative channels.
- Always provides prompt, courteous, internal and external exceptional member service in a fast-paced environment.
- Ability to de-escalate members and recommend resolution to supervisor
Operational:
- Responsible for up to date working knowledge of government rules and regulations and compliance involving consumer lending.
- Accurately updates and maintains all consumer loan processing funding logs.
- Accountable for maintaining daily branch (Department) balancing of official checks and electronic funds
- Responsible for meeting individual department production goals as determined by management.
- Accountable for complete knowledge and comprehension of credit union policies, guidelines, consumer loan and credit union philosophy.
- Communicates to members in both written and verbal format through various channels.
- Adhering to Consumer Loan Phone Expectations.
- Participates and contributes to a positive teamwork environment which encourages team commitment to corporate and departmental goals.
- Must demonstrate a functional knowledge of compliance on an annual basis.
- Must keep up to date on any additional regulatory requirements as needed.
- Ability to accommodate flexible schedule.
- Works independently and/or group environment and able to set priorities, analyze and evaluate situations and results.
- Qualifies for NMLS registration according to the Safe Act.
Required Qualifications:
- High school diploma or equivalent. Some college preferred.
- Minimum 1-3 years' experience or a combination of education and experience.
Position Details:
- Location: Downtown Tampa - GTE Headquarters
- Department Hours: Monday- Friday (9:00 am to 6:00 pm) and Saturday (9:00 am to 1:00 pm) *Rotational basis
Full-time hours required, with additional hours as necessary to accomplish objectives, goals, and projects.
GTE was named as one of Tampa's Top Workplaces!
GTE Financial is an Equal Opportunity Employer.
Note: The above statements describe the general nature and level of the work being performed and are not an exhaustive list of all responsibilities of an employee in this job. GTE Reserves the right to revise or change job duties at any time as directed by management. Furthermore, they do not establish a contract for employment and are subject to change at the discretion of the employer.
Equal Opportunity Employer – minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity. GTE Financial is committed to the policy of providing equal employment opportunities for training, compensation, transfer, promotion, and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, sexual orientation or veteran status.