What are the responsibilities and job description for the Credit Analyst position at IBOC Laredo?
IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects it's dedication to the growth and success of it's employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience.
Time Type:
Full timeDepartment:
202 Credit AdministrationJob Summary:
The Credit Analyst is primarily responsible for performing Loan Reviews and Loan Documentation Reviews, as well as other routine audits to ensure the accuracy and completeness of bank records and to support the bank in ensuring compliance with all State and Federal regulations.Job Description:
ESSENTIAL JOB FUNCTIONS
The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.
- Perform loan reviews and loan document reviews to ensure compliance with bank, state and federal regulations
- Perform routine audits on loans in the bank’s system of record to validate completeness and accuracy
- Prepare and verify reports used to support lending officers in the decision-making process, such as financial spreads, real estate evaluations, and amortization schedules.
- Maintain accurate files and prepare information for examiners and auditors as needed
- Assist lending officers in clearing exceptions
- Attend Credit Quality, Executive Committee and Board meeting as required
- Other duties as assigned
SKILLS
- Good oral and written communication
- Bilingual, preferred
- Speaking and presentation
- Proficiency in Word and Excel
- Critical thinker
- Time management
EDUCATION & KNOWLEDGE
Bachelor’s degree (Finance, Accounting or Economics) or substantial completion preferred.
Senior Credit Analyst- Westlake
PROSPERITY BANK -
Austin, TX