What are the responsibilities and job description for the Mortgage Loan Officer position at KCB Bank?
Mortgage Loan Officer
KCB Bank
Lakin and Garden City, KS
KCB Bank has an opening for a Full Time Mortgage Loan Officer to service our Lakin and Garden City locations. We are looking for a results-oriented individual who can generate new business and referrals and assist our senior loan officers in creating and closing loan packages.
Lending or mortgage experience is required. We want individuals that love their community, are detail oriented, and are passionate around helping others succeed. If you are tenacious, driven, and want a career that allows your communication and interpersonal skills to truly shine, please start your application today.
Responsibilities
- Consult with potential loan applicants - answer questions and provide additional information about home loan products to create personal relationships
- Gather pertinent information for loan application, interview applicant to determine loan requirements, and requests applicant credit reports, reference checks, and other information relevant to evaluating credit
- Communicate with the senior mortgage loan officer to make a recommendation of which mortgage loan products are best suited depending on applicant’s financial status.
- Analyzes applicant financial status, credit, and asset evaluation to determine feasibility of granting loan.
- Communicate between loan processor, senior loan officer / mortgage loan originator, and realtors on behalf of the customer as needed to ensure a successful loan transaction
- Other duties as assigned
Qualifications
- High school diploma or equivalent required; Bachelor's degree preferred but not required.
- 1-2 years of mortgage experience and NMLS License
- Knowledge of guidelines for loan programs and various types of loans such as Construction, HELOC, etc. is preferred
- Superb customer service, strong communication, and MS Office skills are needed
- Ability to work in a team environment
The position offers a benefits package with the potential for advancement in a growing and successful community minded bank.
KCB is an equal opportunity employer. Member FDIC.