What are the responsibilities and job description for the Mortgage Loan Officer position at KS Management?
Mortgage Loan Officer
At KS Management, we take pride in fostering a collaborative and innovative work environment. As a small yet dynamic company, we specialize in providing unparalleled association management services. Our team is driven by a shared commitment to excellence, integrity, and personalized client service. We are currently seeking a talented Mortgage Loan Officer to join our dedicated team and contribute to the success of our clients and the company.
Position Overview:
As a Mortgage Loan Officer at KS Management, you will play a pivotal role in facilitating seamless mortgage transactions for our clients within the association management sector as well as the general public. Your primary responsibility will be to guide and assist clients through the mortgage application process, ensuring a smooth and positive experience. You will collaborate closely with clients, financial institutions, and internal teams to secure the best mortgage solutions tailored to our clients’ unique needs.
Responsibilities:
- Client Consultation: Conduct thorough consultations with clients to understand their financial goals, assess their eligibility, and recommend appropriate mortgage products.
- Application Management: Oversee the entire mortgage application process, from gathering necessary documentation to submitting applications to financial institutions.
- Financial Analysis: Analyze clients’ financial situations and provide advice on mortgage options, interest rates, and repayment terms.
- Relationship Building: Cultivate and maintain strong relationships with financial institutions, real estate professionals, and other key stakeholders to enhance our network and offerings.
- Regulatory Compliance: Stay informed about industry regulations and ensure all mortgage transactions comply with relevant legal and regulatory requirements.
- Customer Service: Provide exceptional customer service by addressing client inquiries, resolving issues, and maintaining open lines of communication throughout the mortgage process.
- Meeting Attendance: Participate in an average of two meetings, either annual or with community boards 2 per week with community board members, to discuss client cases and industry updates.
- Educational Seminars: Collaborate with realtors to conduct continuing educational courses and attend seminars associated within the industry
Qualifications:
- Proven experience as a Mortgage Loan Officer or in a similar role.
- In-depth knowledge of mortgage products, interest rates, and lending processes.
- Strong understanding of financial analysis, credit risk assessment, and regulatory compliance.
- Excellent communication and interpersonal skills with a customer-centric approach.
- Ability to thrive in a collaborative environment.
- Relevant certification or licensing as required by state regulations.
What We Offer:
- Competitive compensation with base salary plus commission
- Comprehensive benefits package, including Blue Care Network Healthcare, Dental, and Vision plans
- 401K plan match
- Aflac Contribution
- PTO/Holiday/Sick Pay
- Opportunities for professional development and career advancement
Join us in shaping the future of our clients’ financial success and our company’s continued growth. If you are a dedicated and knowledgeable Mortgage Loan Officer looking to make a positive impact in a growing company, we invite you to apply.
Salary : $40,000
