What are the responsibilities and job description for the MORTGAGE LOAN OFFICER position at Michigan First Credit Union?
Location : Address : 1231 S. Old U.S. 23
Location : City : Brighton
Location : Postal Code :
48114
Responsibilities :
We are currently seeking a Mortgage Loan Officer to join our Michigan First Mortgage Office. The person in this position will report to the Loan Center Manager.
JOB SUMMARY :
Our Mortgage Loan Officers strive to make an impact on their clients lives by providing the most up to date mortgage information in order to help them meet their financial goals. This would involve increasing a clients mortgage loan portfolio by developing business contracts; attracting mortgage customers, completing mortgage loan process and closing. We are looking for outgoing sales oriented applicants with uncanny client service ability.
KEY JOB RESPONSIBILITIES :
- Advise and educate clients on the home-buying or refinance process and how to better manage their mortgage needs.
- Meets mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews; implementing production, productivity, quality, and customer-service standards; resolving problems; identifying mortgage loan system improvements.
- Assists in the preparation of credit information necessary to establish qualifying range, including such factors as applicants assets, credit experience, and income, based on predetermined standards.
- Keeps record on file of credit transactions, inquiries, pending loans, Loan Activity report by representative, and Daily Loan Listing.
- Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.
- Completes mortgage loans by monitoring collection, verification and preparation of mortgage loan documentation; scheduling and completing mortgage loan closing.
- Excellent interpersonal and persuasion skills.
- Ability to perform functions in an accurate and timely manner.
- Perform other duties as assigned.
- Becomes / is an advocate of The Michigan First Way, supporting all facets of it, including complete fulfillment of Our Promise, 5 STARS Service, SOLVE IT and our ISMs. Fosters a positive demeanor and image through professional representation in all contacts with both, team members and members. Consistently reflects and displays each of our ISMs in daily job performance, as well as in all business interactions while executing on our goals and initiatives. Learns and utilizes EMEC (Every Members Experience Counts) in day-to-day responsibilities when communicating with members only.
Qualifications :
Who We Are :
Michigan First Credit Union was founded more than 90 years ago by educators and now delivers world-class service to more than 165,000 members at our branches throughout Michigan, and were growing! We offer financial solutions for every life stage and seek to positively transform our members lives through personalized service that meets their unique needs.
Simply put, Michigan First Credit Unions sole mission is to provide the highest quality member experience. Working here, youll get to participate in a strong culture centered around service, professionalism, and growth.
Michigan First highlights :
Awards Michigan First Credit Union has been the proud recipient of :
Benefits and perks of joining our award-winning team include :
Michigan First Credit Union is an Equal Opportunity Employer.