What are the responsibilities and job description for the Home Equity Lending Specialist position at MIDFLORIDA Credit Union?
Why have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend's "Best Places To Work." MIDFLORIDA offers a positive team culture, an open door management style, a commitment to diversity, stability, competitive benefits, and a career path with a growing, successful company! Join us on our mission to improve the financial well-being of our members!
Home Equity Lending Specialist perform the following functions:
- Review loans that are sent for processing to ensure loan meets policy guidelines. Address any issues with loan officers if needed. May Prepare or Review initial disclosures for accuracy.
- Order all title work, appraisals, flood certificates, and homeowners insurance for pending loans. Communicate with appropriate branch personnel as well as the member
- Review all title searches, appraisals, flood determinations and homeowner’s insurance policies once they are received. Communicate with appropriate branch personnel and contact members regarding title issues or other issues pertaining to the mortgage.
- Contact members to set up closing date. Gather required information for loan closing from member (i.e. payment due date, closing time/branch, verify loan amount, term etc.) Create loan package, update HMDA, etc. Email loan package to branch for closing.
- Auditing files for complete information and compliance with secondary market guidelines
Qualifications include:
- Excellent service, communication, and organizational skills
- Excellent verbal and written communication skills
- Strong multi-tasking and sound decision making skills
- Experience with loan underwriting and secondary market guidelines
- 1 to 2 years of experience with Home Equity Lending or Bachelors Degree Preferred
- Position is an "In office, NOT a remote position"
MIDFLORIDA Perks:
- Stability
- Opportunity for growth
- Paid time off and paid holidays
- Tuition assistance after 6 months of service
- 401K Plan with employer matching
- Health, Dental, and Vision Insurance - Generous and affordable plans for employee and family
- Employee Assistance Program- No waiting period to access benefit
- Salary and Bonuses – Bonus programs and annual appraisals with salary increase opportunities
This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.
