What are the responsibilities and job description for the Junior Processor position at Nations Lending?
Nations Lending Corporation is one of the fastest-growing mortgage lenders in the US. We're headquartered in the Cleveland, Ohio area and licensed to lend in all 50 states. With more than 90 branches, we employ more than 1,000 talented people.
We empower our employees to pursue their career goals by supporting their unique and creative ideas while making our mission of "home loans. made human." an integral part of our company culture. We want you to Join The Nation!
The Junior Processor's main role is to assist the Loan Processor on all assigned tasks. The Junior Processor is to assist the Senior Processor with loan documents, credit documents, third party verifications, follow up of verifications, and set up of loan files for processing.
Essential Functions
We empower our employees to pursue their career goals by supporting their unique and creative ideas while making our mission of "home loans. made human." an integral part of our company culture. We want you to Join The Nation!
The Junior Processor's main role is to assist the Loan Processor on all assigned tasks. The Junior Processor is to assist the Senior Processor with loan documents, credit documents, third party verifications, follow up of verifications, and set up of loan files for processing.
Essential Functions
- Assist Loan Processors in processing mortgage loans.
- Effectively communicate with borrowers/co-borrowers on requested outstanding documents.
- Assist with sending out required disclosures.
- Review credit reports, income, and asset documents to ensure all initial calculations are correct.
- Order updated payoffs.
- Schedule signing appointments with borrowers/co-borrowers.
- Process Employment Verification.
- Effectively and accurately assist with processing FHA, VA, and conventional loans.
- Minimum 2 years' mortgage originating experience with demonstrated success
- Must be 18 years of age or older in order to begin origination loans
- High School diploma or GED
- Financial stability
- Follow loan protocols
- Computer efficiency
- Loan operation system efficiency
- Financial intellect as well as fundamental understanding of a mortgage application
- Great communication skills and time management skills with the ability to prioritize and perform multiple tasks simultaneously
- Encompass 360
- Ability to analyze and comprehend complex financial data and provide financial alternatives
- Experience with Microsoft Office and Loan Application software
- Strong experience with FHA conventional, and VA loans
- Experience with re-fi transactions
- Strong leadership and attention to detail