What are the responsibilities and job description for the Underwriter position at OneMain Financial?
The primary responsibility of an Underwriter is to analyze, negotiate, and make decisions on loan requests submitted by multiple loan originating sources. The Underwriter is responsible for making prudent credit decisions within established approval guidelines, in compliance with all state and federal laws as well as OneMain policies and procedures.
In the Role
- Experience or capability to analyze the credit factors affecting loan risk to the company, appraisals, and loan yields.
- Effective communication and collaboration with OneMain and external resources is necessary to recommend terms and conditions of loan decisions within established approval guidelines, leveraging risk versus reward to ensure credit quality and profitability.
Requirements
- A bachelor’s degree or equivalent experience.
- Experience in Direct Lending or Non-Prime Lending is preferred.
- Excellent customer communication skills.
- Ability to deal with ambiguity while having a high level of integrity.
- Independent thinker with solid learning agility.
- Detail orientation and driven to produce results.
Location – Tempe, AZ
Department Hours are as follows: Mon-Sat 8:00 AM – 10:00 PM CST (*may include holidays). Will need scheduling flexibility to work across the department hours.
Who We Are
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:
- Health and wellbeing options for team members and their dependents
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Continuing education
- Bonus eligible
- Paid time off
- Paid volunteer time
- And more