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Senior Consumer Lending Application Specialist

People Driven Credit Union
Southfield, MI Full Time
POSTED ON 12/12/2024 CLOSED ON 2/2/2025

What are the responsibilities and job description for the Senior Consumer Lending Application Specialist position at People Driven Credit Union?

Are you People Driven? Do you love to provide excellent service, have high attention to detail and the ability to multitask? We are seeking an experienced consumer lending specialist to join our team. Compensation for this position starts at $20.16 per hour, but offers can go up depending on experience and transferrable skills.

About People Driven Credit Union

At People Driven Credit Union, we build strong relationships with our members and community with the goal to strengthen the financial well-being of those we serve. Our members have been at the core of who we are for over 90 years. We strive to surround ourselves with smart, passionate people who are curious and can apply experience and insight. People Driven believes in mutual success built on cultivation of long-term employee, member and vendor relationships.

Why have a Career at People Driven Credit Union?

  • Employer paid medical, dental and vision for you and a low cost to add family members!
  • Additional benefits including an employer sponsored 40lK program, vacation and personal time off!
  • Federal holidays off with pay!
  • A wellness program including fitness and wellbeing program reimbursements!
  • To learn more about PDCU go to our website at https://www.peopledrivencu.org

The Senior Consumer Lending Application Specialist is responsible for obtaining consumer loan and small business loan application information, meeting with members to discuss their overall financial position, and selling credit union ancillary products. This individual will be the subject matter expert in consumer lending application functions and will be the first point of contact for escalated application issues.

Essential Job Duties:

  • Assist members in all aspects of the lending process.
  • Conduct thorough interviews with loan applicants, obtaining credit reports and any additional information/documentation as needed for the processing and review of unsecured and secured loans.
  • Act as department subject matter expert in lending policies, lending guidelines and lending procedures.
  • Participate in the review and implementation of lending procedures and services.
  • Assist with new hire consumer lending training.
  • Review and analyze all documentation received to determine acceptability for meeting underwriting stipulations.
  • Monitor and manage multiple consumer lending and small business lending queues (including the phone queues) and email inboxes.

Required Skills:

  • Strong member/employee service orientation, with a passion for delivering superior service.
  • Passion for people at the group and individual level.
  • Excellent organization and time management skills.

*Must be able to pass Background and Drug screening.

Salary : $20 - $24

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