What are the responsibilities and job description for the Credit Analyst position at PPC LOAN?
Junior to Senior position available, based on experience.
About PPC LOAN
At PPC LOAN we provide specialty business loan origination, underwriting, closing, and post-closing services for our contracted Partner Banks. We help professionals nationwide achieve their dreams of purchasing or growing their business while building long-term relationships with our customers. We are committed to providing the best possible climate for professional development for all employees. Our focus is on five core values that all of us strive to achieve every day.
- Urgency: We have an internal motivation to create the best outcomes for our customers and one another.
- Unity: We believe that a collaborative approach is a key factor in long-term success.
- Attitude: We respect each other and start each day with a positive attitude.
- Reliability: We work in a way that lets everyone know we can always be counted on to get the job done.
- Growth: We view change as a vehicle for new opportunities and embrace new roles and responsibilities.
The Opportunity
As a Financial Analyst, you will be an integral member of our Underwriting Team. This position carries a high degree of responsibility for the completeness and accuracy of loan packages sent to our Partner Banks for formal approval. You will also assist Business Development/Sales team members with applicant follow-up and have an opportunity to learn and grow within the teams.
The Team
The Underwriting Team is diligent and thrives on meeting customer expectations and making discerning credit recommendations. It is comprised of key players who possess a strong sense of responsibility, analytical skills, and who like to take initiative. They collaborate and brainstorm new ideas to ensure the most positive customer experience, while still maintaining exacting underwriting standards.
What You Will Be Doing
You will be working under the guidance of our department head to verify applicant information, licensing, liens, and business entities, analyze applicants’ personal & business financial information, assess credit risk, and make recommendations on loan approval or declination, as well as loan terms and structure.
The Skill Set
Bachelor's Degree required. To be successful in this position, you should be highly organized, have exceptional attention to detail, strong analytical skills, and be able to multi-task. Some of the most valuable skills you can have include the ability to work independently, shift quickly between tasks, and manage your time effectively. To be successful with PPC LOAN, you should have a positive attitude, excellent computer skills with a knowledge of Microsoft Office and Adobe (Salesforce a ), as well as great listening and verbal/written communication skills.
What We Offer You
As a small-sized company, we have a close-knit, friendly work environment where we all work together to make sure we are doing our best work. Some of the benefits we provide include:
- Salary range of $50,000-$70,000 DOE Bonus
- Paid time off that increases with tenure.
- Medical and dental insurance plans that are covered at 100% for individual employees with available options for dependent, spouse, and family plans.
- Performance-based bonuses.
- 401k with employer contribution.
- Hybrid schedule (3 days in office, 2 days work from home)
Salary : $50,000 - $70,000