What are the responsibilities and job description for the Credit Analyst position at PriorityOne Bank?
The Credit Department at PriorityOne Bank is seeking to hire a full-time credit analyst. Credit Analysts work within the Credit Department to analyze commercial credit requests, prepare credit approval packages, and recommend underwriting structures. The full-time analysist will work on relationships with total aggregate exposure more than $650M.
The preferred location is Ridgeland, MS but not required.
Responsibilities:
- Uses strong credit skills to complete credit approval activities with some management oversight.
- Analyze credit opportunities using standard or custom risk analysis templates and provides feedback on the request at hand.
- Demonstrates knowledge of loan policy and competency to interpret financial data, sources of repayment, and propose appropriate structures.
- Understands key risk drivers and articulates strengths of the deal, as well as weaknesses and mitigating factors.
- Works collaboratively with multiple employees including credit officers, loan officers, and loan assistants.
Preferred Skills:
- Excellent time management and organization skills.
- Candidate should possess the ability to balance multiple priorities.
- Highly motivated self-starter, proactive, with intense focus on results.
- Conveys a sense of urgency to achieve business goals and exceed expectations.
- Strong oral and written communication skills.
- Strong analytical skills.
- Strong knowledge of credit and products.
- Understanding of loan and legal documentation.
- Knowledge of Microsoft Office (Excel, Word)
Education and Experience:
- Bachelor’s degree in accounting, finance or related field.
- Five (5 ) years of commercial loan underwriting, credit analysis, or portfolio management experience preferred.
- Commercial & Industrial (C&I) experience preferred.