Underwriter

Family office with a 50 year reputation, headquartered in Aventura, specializing in real estate loans of $5,000,000 and up, is seeking an experienced Underwriter to join our team. The ideal candidate will have a minimum of 2 years of underwriting experience and a strong understanding of loan compliance and financial risk assessment.

This is an excellent opportunity for a detail-oriented professional who has a passion for real estate and a talent for analyzing complex financial information.

Qualifications

• Minimum of 2 years of experience in real estate or private lending underwriting.
• Strong analytical skills with the ability to assess credit, collateral, and cash flow.
• Excellent communication skills with the ability to convey complex information clearly.
• Highly organized and detail-oriented, able to manage multiple loans simultaneously.
• Solid knowledge of finance, real estate, and underwriting criteria.
• Understanding of loan structures, compliance, and due diligence requirements.
• Proven track record of accuracy and sound underwriting judgment.

Responsibilities

• Review loan applications and conduct comprehensive financial analysis.
• Evaluate borrower creditworthiness, collateral strength, and overall loan risk.
• Analyze financial statements, rent rolls, appraisals, and other due diligence items.
• Ensure all loans meet internal guidelines and regulatory compliance standards.
• Collaborate with originators, brokers, and third-party vendors to ensure timely and complete loan submissions.
• Provide clear recommendations and maintain thorough underwriting documentation.
• Stay informed about current market trends, lending practices, and regulatory updates.

Education & Experience

• Bachelor’s degree in Finance, Real Estate, Business, or a related field.
• Minimum 2 years of prior experience in real estate underwriting or a related role.