What are the responsibilities and job description for the Mortgage Underwriter position at Saratoga Homes?
Job description
Mortgage Banker seeking a DE approved Underwriter to underwrite mortgage loans. This person will be responsible for ensuring compliance with appropriate company and secondary market investor standards. The Underwriter will also be responsible for examining loan documentation for accuracy and completeness while working with loan originators or production staff to secure all required documents. Underwriter will be involved with all types of loans including FHA, VA, Conventional and USDA. Direct response to individual and investor audits may also be required.
Required Skills:
-Minimum of 3 years recent underwriting experience
-Strong oral and written communication skills
-Excellent interpersonal skills
-Must have excellent problem solving skills
-Thorough understanding of credit and an ability to review complex financial documents
-Ability to assess an individual's creditworthiness while adhering to all regulatory and compliance requirements
-Ability to make credit recommendations
-Commitment to teamwork
-Ability to keep abreast of guideline changes
-Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality
-Self-motivated
-Ability to work in a fast-paced, high volume environment
- Ability to work under minimum supervision
- Strong organizational skills
-Must be familiar with Rural/USDA financing
- Experience in FHA test cases is preferred but not a must.
Desired Skills -Must have a valid Chums ID and VA ID-SAR
Job Type: Full-time
Pay: $90,000.00 - $150,000.00 per year
Benefits:
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Physical setting:
- Office
Schedule:
- 8 hour shift
Location:
- El Paso, TX (Required)
Work Location: Remote
Salary : $90,000 - $150,000