What are the responsibilities and job description for the Consumer Lending Specialist position at SB Simmons Bank?
It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Position Summary The Consumer Lending Specialist prepares and processes regulatory disclosures and documentation for consumer real estate loan transactions to ensure they are closed in conformance with all regulatory and bank guidelines. Essential Duties and Responsibilities Responsible for preparing TRID Loan Estimate and other Early Disclosures for consumer real estate loans. Responsible for ordering all necessary due diligence required for all consumer real estate loan products. Responsible for reviewing and understanding all necessary due diligence required for all consumer real estate loan products. Responsible for coordinating with lender, underwriter, and for preparing Closing Disclosure and other required loan documents for consumer real-estate secured loan closings. Coordinate with outside vendors, attorneys, title agencies, insurance agents and others to obtain required information and documentation in accordance with loan policy and federal regulations. Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies, and procedures as applicable to this position, including completion of required compliance training. Performs other duties and responsibilities as assigned. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Skills Ability to read and comprehend simple instructions, short correspondence, and memoranda. Ability to read, analyze and interpret financial reports and/or legal documents. Ability to write routine reports and business correspondence. Ability to respond in writing to customer complaints, regulatory agencies, or members of the business community. Ability to work quickly and efficiently to ensure loans are processed within the required timeframe. Education and/or Experience High school diploma or its equivalent is required, and Two to four years of work-related experience, on-the-job training, and/or vocational training. Computer Skills MS Office programs Jack Henry Platform Certificates, Licenses, Registrations Other Qualifications (including physical requirements) Knowledge of the requirements and features of loan products offered by the bank. Other Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Activities, duties, and responsibilities may change at any time with or without notice. Skills Training: Communication, Time Management, Customer Service, Critical Thinking, Problem Solving Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies. Since 1903, we’ve been putting people first by making a commitment to you. Simmons Bank is the subsidiary bank for Simmons First National Corporation (NASDAQ: SFNC), a publicly traded bank holding company headquartered in Pine Bluff, Arkansas. Founded as a community bank, Simmons Bank has grown steadily to its current size of $27 billion in assets (as of November 1, 2022), with more than 3,200 associates located in Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. Our growth has led to some amazing career opportunities, while our dynamic culture has been recognized by publications across our footprint. Parallel to our growth, Simmons Bank’s community roots run deep – these are felt in the ways we seek to go the extra mile for our customers and communities through exceptional service and volunteerism, and in the strong career growth opportunities and wellness programs we offer associates. Our team is characterized by collaboration, integrity and passion for all we do, high performance, and a commitment to personal and professional growth. If these cornerstones of company culture appeal to you, let’s talk! There’s never been a better time to join our team.