Compliance Specialist II

Space Coast Credit Union (SCCU), the 3^rd largest credit union in Florida, is looking for a Compliance Specialist II to join our ONESCCU team at our Melbourne Headquarter location! SCCU has been in business for over 70 years, has over 7 billion dollars in assets and WE ARE GROWING!

Our Members are our top priority and we stand behind our Brand Promise: Honest People, Trusted Products, Time Valued. We offer a rich benefits package and career advancement opportunities.

This position can be filled in either our Miramar, FL, or Melbourne, FL locations.

SCCU Team Member Benefits:

• ONESCCU annual bonus available!
• Hybrid Work Options - Work from home up to 3 days a week.
• Flexible Schedule options!
• Medical, Dental & Vision Insurance
• HSA (Health Savings Account) with SCCU matching contribution
• SCCU Paid Long Term and Short Term Disability coverage
• SCCU Paid Term Life Insurance
• Employee Assistance Program (EAP)
• Paid Time Off
• 401(K) Pre-Tax Savings Plan with SCCU match- 100% of the first 5% of employee contributions
• Tuition Reimbursement Program

SCCU Team Member financial discounts & perks (save money every month!):

• Loan Discounts - Mortgage, 2nd Mortgage, Auto, Motorcycle, Boat, etc. / GAP coverage at half price
• Fixed low rate credit card- 5.99%, if approved
• FREE Identify Theft Protection!
• No fee SCCU accounts

Compliance Specialist II Starting Salary Range

• $25.06 - 26.70 per hour.

Compliance Specialist II Duties & Responsibilities

• Assist business units with assessing enterprise-wide compliance, including assessing compliance risk management programs as well as targeted regulations and requirements, such as:  Fair Lending, Home Mortgage Disclosure Act, Unfair Deceptive or Abusive Acts or Practices, Bank Secrecy Act, and the technical federal and state regulatory laws, rules, and regulations applicable to the Credit Union’s business functions.
• Participate in proposed changes to policies, procedures, and Credit Union training to ensure compliance with applicable laws and regulations.
• Interpret and disseminate information, answer questions, and serve as a subject matter expert for the Credit Union on regulatory compliance matters.  Serve as a trusted advisor to the various business units across the Credit Union, and partner with them to develop practical solutions to meet compliance requirements and reduce compliance risks.
• Maintain relationships and effective communication with business units across the Credit Union to influence strong compliance standards and consideration of compliance risk.
• Review Credit Union projects for conflicts with regulatory requirements and guidance, and advise stakeholders of compliance requirements and potential regulatory risks and penalties. 
• Participate in new product development to provide input and expertise regarding potential compliance concerns.
• Assist in the design and/or revision of forms, disclosures, notices, advertisements, and promotions to ensure compliance with applicable rules and regulations.

Minimum Qualifications:

• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the minimum level of knowledge, skills and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Compliance Specialist II Qualifications

• High School Diploma or GED is required.  Bachelor’s degree in a related field or a combination of training, education, and experience is preferred.  NCCO, CUCE, CRCM, or equivalent credit union or banking compliance certification required.
• 3-5 years’ of recent and applicable regulatory compliance experience required in two or more of the following areas:  enterprise-wide compliance, compliance risk management, fair lending, HMDA, and UDAAP.   

Compliance Specialist II Hours

• Standard hours are M – F 8:00 AM – 5:00 PM.  Travels occasionally and works some weekend and after evening hours.