What are the responsibilities and job description for the Regular Part-time Teller position at SECURITY FINANCIAL BANK?
Job Details
Description
POSITION SUMMARY: Under the direction of the Lead Teller, the Teller is responsible for handling routine customer inquiries and transactions and maintains favorable customer and employee relations. The employee also cross-sells products and services to customers and completes miscellaneous duties as assigned.
PRIMARY RESPONSIBILITIES AND ACCOUNTABILITIES:
- Receive checking and savings deposits: verify cash and endorsements, receive proper identification for cash back, and issue receipts of deposit.
- Examine checks deposited and determine proper funds availability based on regulation requirements and complete Hold Notices.
- Process savings withdrawals and close accounts at customer request.
- Cash checks: verify endorsement, receive proper identification, and ensure validity.
- Accept loan payments: verify payment amount, ensure proper coding and issue receipts.
- Process night deposit and mail transactions according to the Bank’s procedure.
- Answer customer inquiries (in-person and phone) regarding interest rates, service charges, and account histories while complying with disclosure requirements, regulations and consumer privacy policies.
- Assist with processing courier bag(s) according to branch procedure.
- Assist with care and maintenance of security equipment.
- Cross-sell bank products and services. Refer customers to the proper department for issues that cannot be resolved at the teller line.
- Issue money orders and cashier’s checks, redeem U.S. Savings Bonds, process cash advances and sell Visa Prepaid Cards.
- Buy and sell currency from the vault/recyclers as necessary, ensuring that teller drawer cash limits are not exceeded.
- Balance drawer daily, including periodic batching of cashed checks. Balance or assist in balancing the vault, recyclers, dispenser, ATM and coin machine daily or as assigned.
- Maintain appropriate currency logs and complete Currency Transaction Reports when appropriate.
- Daily item processing for all transaction activity.
- Provide all customers information regarding their deposit services. Explain product features and associated fees and costs.
SECONDARY RESPONSIBILITIES AND ACCOUNTABILITIES:
- Provide assistance to other departments and bank employees as needed.
- Complete online compliance training in timely manner.
- Follows all Bank policies, procedures and regulations.
- Other duties as may be assigned.
Qualifications
Education
- High School Diploma or equivalent.
Experience
- Previous cash handling or sales experience preferred.
- Previous customer service experience preferred.
Other Skills and Abilities
- Excellent customer service skills and the ability to work effectively and non-defensively with customers and staff members in order to provide superior customer service.
- Ability to prioritize and make on-the-spot decisions regarding customer transactions, weighing customer satisfaction issues with Bank exposure to loss or fraud.
- Excellent listening, verbal communication and phone etiquette skills.
- Must be customer service driven with a high level of interpersonal skills to handle sensitive and confidential situations.
- Knowledge of bank products and services.
- Knowledge of various federal regulations including Bank Secrecy Act, Right to Financial Privacy Act and Regulation E.
- Possess the ability and strong desire to develop the “team” within the Bank.
- Proficient computer skills including experience with Windows based applications (ability to navigate within multiple screens).
- Ability to operate a variety of office equipment, including a multi-line phone system, PCs, printers and scanners.
PERFORMANCE MEASURES:
- Thoroughness and timeliness of services provided to internal and external customers.
- Effectiveness of communications and development of good working relationships with co-workers and customers.
- Performs all duties with accuracy.
Salary : $25,700 - $32,500