What are the responsibilities and job description for the Director of Credit position at Social Capital Resources?
Commercial Bank in Midtown, Manhattan is seeking a Director of Credit!
Responsibilities :
- Responsible for managing the risk associated with a bank or lending institution's loan portfolio.
- Overseeing the design, execution, and communication of credit risk management policy, including the approval process, administration, and portfolio analysis
- Ensuring the quality and profitability of the loan portfolio
- Ensuring compliance with all applicable state and federal banking regulations
- Establishing and developing credit, collection, and fraud policies and objectives
- Overseeing loan procedures and the loan approval process
- Developing risk management and scorecard analytics
- Ensuring all internal documentation is in compliance with government regulations
- Acting as the principal spokesperson for the lending function
Qualifications :