Loan Assistant III

Description

BASIC FUNCTION:

Assist and support Loan Officers. Work closely with Loan Operations to help manage workflow from Loan Officer and Loan Processors.

ESSENTIAL FUNCTIONS:

• Responsible for, but not limited to:
  • Pull tax Card, Request appraisals
  • Complete loan information sheet
  • Assist with gathering financials; loan exceptions; Past dues; loan maturities
• Correspond with centralized processing regarding loan documentation, loan closings, etc.
• Back up as a remote Loan Assistant to assigned locations when other Loan Assistants are out.
• Familiarity with and/or knowledge of perfection of liens, recording of UCCs, and collateral management practices related to commercial requests

SKILLS, KNOWLEDGE, AND TRAINING:

• Interpersonal skills to represent the Bank in a positive way in dealing with customers and other employees.
• Basic knowledge of Bank loan, trust, and investment center products.
• Strong organizational skills
• Good communication skills
• Able to work well under pressure
• Strong attention to detail, self-starter, and the ability to learn quickly.
• Knowledge of bank regulations
• Mathematical aptitude
• Pleasant telephone manner
• Flexibility and ability to multi-task
• Talking to others to convey information effectively.
• Time Management
• Knowledge with computer technology including, but not limited to Word, Excel, Power Point, E-Mail, internet navigation, and core banking platform.

WORKING CONDITIONS:

• Sitting for long periods of time
• Lift 10-20lbs periodically
• Periodic travel

REQUIREMENTS:

• High school diploma or equivalent, required.
• Prior Loan Processing Experience, required.
• Familiarity with residential loan disclosure requirements, preferred.
• Knowledge of loan compliance regulations, preferred.
• Maintain up-to-date knowledge of and adhere to all state and federal regulations that pertain to this position including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending.
• Working knowledge of state and federal regulations including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending along with industry best practices that pertain to this position.

Qualifications