What are the responsibilities and job description for the REAL ESTATE LOAN OFFICER position at Stockman Bank of Montana?
Position General Responsibilities:
Originate secondary market real estate loans. Represents the Bank in community activities.
Education, Experience and Certification Requirements
Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management.
Basic Qualifications:
- Strong commitment to providing exceptional customer service.
- Sales Oriented.
- Previous mortgage lending experience.
- Have strong group of local contacts for business development or ability to develop a strong referral source.
- Strong communication and organizational skills.
- Knowledge of secondary market loan process preferred but not required.
Dimension of Job:
Handle the origination and processing for secondary real estate loans and development of new business.
Position Specific Responsibilities, Duties and Competencies
Real Estate Lending Functions:
a. Originates secondary market residential real estate requests which includes, FHA, VA, and conventional loan programs.
b. Possesses the necessary skills to determine applicant's eligibility for qualifying for specific secondary market loan programs.
Real Estate Underwriting, Sales, Funding & Processing:
a. On-going assessment of Real Estate Market to create an effective and competitive market.
b. Communication with the Processing Center to provide the necessary tools to compete in the local market.
c. Work in conjunction with the President, Marketing Officer and Consumer Loan Officer to develop and implement effective retail marketing programs.
For full description, which includes physical mental demands please see attachment.
