What are the responsibilities and job description for the Commercial Loan Operations Specialist position at Tompkins Financial Corporation?
Responsible for performing a variety of duties to meet the commercial credit needs of business customers; comply with operating policies and procedures established for the commercial services function; communicate with appropriate personnel; respond to inquiries or requests for information; maintain appropriate records and provide assigned reports.
Responsibilities:
- Perform daily duties:
- Review reports for accuracy.
- Perform system balancing.
- Verify accuracy of online maintenance.
- Prepare and enter data into the online system.
- Perform specialized operational duties associated with commercial loan products.
- Research and resolve inquiries from internal & external customers.
- Review and interpret mortgage and appraisal documents to be able to properly maintain real estate transactions on our Core system
- Credit File Administration:
- Review and analyze loan documents for quality control.
- Interact with Loan Officers and Loan Assistants with regard to loan documentation.
- Familiar with loan collateral documentation using external systems.
- Maintain Credit files in the vault to include filing of all loan related document.
- Maintain records and reports:
- Maintain records for audit verification of loan processing.
- Maintain legal and correspondence files.
- Prepare, distribute, and monitor reports as required.
- Maintain current written procedures for all assigned functions.
- Mandatory to adhere to regulatory and technical requirements of outside agencies as applicable for loan products.
- Provide backup support for the other Loan Operations Staff.
Qualifications:
- A high school diploma or GED.
- A minimum of one (1) year experience in related positions.
- Proficient communicative skills.
- Working knowledge of bank operating policies and procedures which impact commercial services.
- Proficient PC skills.
Equal Employment Opportunity/Affirmative Action Employer Tompkins Financial Corporation is committed to the hiring, advancement and fair treatment of all individuals without regard to race, color, creed, religion, age, sex, national origin, disability, veteran status, marital status, family status, gender identity or expression, sexual orientation, and genetic information, or any other protected status in accordance with applicable federal and state laws.