FVP, Senior Commercial Lending Officer

It's fun to work at a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration. Job Summary: Reporting directly to the EVP, Chief Lending Officer, the FVP, Commercial Lending Officer, is responsible for soliciting and servicing prospective customers producing a variety of commercial loans as well as generating and managing a portfolio of business and corresponding relationships, while seeking new accounts through calling efforts, marketing, and referrals. The incumbent will work closely with commercial lenders to assist the overall goals of the Commercial lending department. Essential Job Functions include, but are not limited to: Manages a portfolio of commercial loans. Hire, train, coach, counsel and provide general direction and guidance to direct reports. Assists borrowers through the application process and assesses whether the financial health of the borrower qualifies for a loan. Support the Chief Lending Officer with: Coaching and mentoring commercial lenders in the performance of their assigned responsibilities of managing their maturing loans, financial ticklers, covenant compliance, and delinquent loans. Establishes and maintains direct involvement and promotes exceptional customer service with existing and prospective customers. Market bank products to individuals and businesses, promoting bank services that meet customers' needs. Meet with applicants to obtain information for loan applications and to answer questions about the process. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Submit credit requests and appropriate financial information to credit analysts to determine creditworthiness of applicant. Handle customer complaints and take appropriate action to resolve them. Stay abreast of new types of loans and other financial services and products to better meet customers' needs. Review and update credit and loan files. Perform all duties in relation to the Bank Secrecy Act under the guidance of the BSA Officer. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. In accordance with the Americans with Disabilities Act, Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions. Skills and Abilities Required to Perform Essential Job Functions: Must have and be able to consistently apply the following skills at the levels indicated to produce assigned results. Strong leadership skills, able to develop high preforming teams that are proactive in nature. Business Acumen – Exhibits a keenness and quickness in understanding and dealing with a "business situation" (risks and opportunities) in a manner that is likely to lead to a good outcome. Financial Aptitude - Able to understand and explain economic and accounting information. Decision Making – Able to think objectively and relate concepts to the goals. Problem-Solving - Adept at formulating decisions quickly and effectively. Instills Trust – Capable of gaining the confidence and trust of others through honesty, integrity, and authenticity. Interpersonal Skills - Capable of effectively communicating, socializing, connecting, and cooperating with other individuals or groups. Customer Focus – Able to build strong internal and external relationships. Collaboration – Capable of building partnerships and working collaboratively with others to meet shared objectives. Ensures Accountability – Holds self and others accountable to meet commitments. Education, Experience and Qualifications: ‪Ten (10) years of experience as a commercial loan business development officer or equivalent work experience. A Bachelor’s degree from an accredited four-year college or university in finance, accounting, or business is required. Five (5) years of managing a team of lenders required. Physical Requirements of Essential Job Functions: The associate is frequently required to sit and/or stand, communicate, reach, and manipulate objects, tools or controls that are typical of an office/bank environment. Lifting items weighting up to 10 pounds on a consistent basis. Manual dexterity and coordination are required over 80% of the work period while operating equipment such as computers, phones, calculators, etc. Working Conditions: Typical office environment. Extended viewing of computer screens. Regular office hours are Monday through Friday from 8:00 a.m. to 5:00 p.m. Occasional weekend and evening work may be required. The above statements are intended to describe the general nature and level of work performed by associates assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of the associate classified as such. Duties and responsibilities may be added or changed as deemed appropriate by management at any time therefore, they could differ from those outlined above. United Fidelity Bank is proud to be an Equal Opportunity/Affirmative Action employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. United Fidelity Bank, situated in Indiana’s third-largest city (Evansville, IN), is a future-focused financial institution. With 23 locations nationwide and approximately $6 billion in assets, we’re working hard to transform our business through innovation and technology to provide products and services that help people secure their financial future. We build talented and diverse teams to drive business results. We recognize that our associates are our strength and the talents they bring to the UFB workforce are directly linked to our success. Collective ambition, innovative thinking, and a commitment to our value of doing what’s right sets us apart from the rest. United Fidelity Bank was built on a solid foundation of trust. We are advocates for our associates, customers, and the communities we serve.