What are the responsibilities and job description for the Equipment Finance Underwriting Associate position at Wells Fargo?
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About this role:
Wells Fargo is seeking a Equipment Finance Underwriting Associate in our Equipment Finance group as part of Wells Fargo Commercial Capital.
In this role, you will:
- Participate in research and underwrite the credit worthiness of less complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area
- Review credit worthiness of less complex loan and lease requests
- Compile, research, and document loan data, credit risk, borrower information, and coordinate activity in support of the credit approval process
- Receive direction from supervisor and exercise judgment within the defined parameters while developing understanding of function, policies, procedures, and compliance requirements
- Assist with the calculations and preparation of reports for review
- Work with internal and external business partners to gather information to make appropriate decisions
- Provide information to Equipment Finance Underwriting managers, colleagues, and stakeholders to make appropriate business decisions
Required Qualifications, US:
- 6 months of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- 4 year Bachelors degree in either Finance, Accounting or Economics
- Ability to navigate multiple computer systems, applications, and utilize search tools to find information
- Good PC skills with the aptitude to learn new systems quickly
- Strong analytical skills with high attention to detail and accuracy
- Excellent verbal, written, and interpersonal communication skills
- Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important
- Ability to work in a fast-paced deadline driven environment
- Energetic, quick learner, positive attitude, self-motivated
- Ability to work independently, organizing and managing multiple priorities
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
