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Consumer Direct Loan Originator

Wintrust Financial Corporation
San Diego, CA Full Time
POSTED ON 8/5/2025 CLOSED ON 9/3/2025

What are the responsibilities and job description for the Consumer Direct Loan Originator position at Wintrust Financial Corporation?

Build your career with a company that is rated a top 20 lender nationally for VA Home Loans! Veterans First Mortgage is an FHA/VA home lender. Come join a team that trains you from the ground up! Veterans First Mortgage employees strive to give each and every borrower an exceptional customer experience. We have a visionary marketing team with a cutting-edge lead program. Our in-house team of loan officers, processors, underwriters and closers share one goal: to make the loan process swift, simple and compliant. Military members make up a large part of our demographic. An increasing number of veterans are using their home loan benefits. Come take advantage of this momentum and feel a great satisfaction in helping those that serve our country.

For more information on Veterans First Mortgage, please visit http://www.veteransfirst.com/careers

Why join us?

  • An award-winning culture that supports Personal Growth, Respect, Trusted Relationships, All-in Approach, Employee Empowerment
  • Competitive pay and benefits including medical, dental, vision, life, a 401k plan with a company match and tuition reimbursement, parental leave, employee assistance program (EAP), banking benefits, pet insurance … and more
  • Generous paid time off and flexible work hours
  • Opportunities to grow and develop in your career
  • Promote-from-within culture
  • You can make a difference!
  • Veterans First holds Top Workplace awards from The Salt Lake Tribune and The San Diego Union-Tribune

Why join this team?

  • Come be a part of our vision in being the most referred and respected mortgage brand in the military community
  • Training and Licensing provided: Veterans First Mortgage ensures success from the start by thoroughly training and licensing all of our Loan Officers to include comprehensive NMLS licensing training and complete onboarding/ in-house training
  • Leads are provided through our visionary Marketing team utilizing our cutting edge lead program
  • In this role you will be focusing on building relationships with borrowers and helping them live the American dream of home ownership
  • The loan officer position provides a base salary plus commission, opportunity for bonuses and full benefits
  • Become a part of our work family where core values of Personal Potential, Trusted Relationships, Respect and an All-in Approach is what drives us each and every day, and the occasional BBQ or potluck is just how we start the fun

What You’ll Do

  • Dedicated to delivering award winning customer service in an inside sales environment
  • Identify prospective customers through company generated inbound leads
  • Conduct customer needs analysis to learn and understand customer’s goals
  • Create relationships with prospects and customers to establish trust and highly encourage referral business
  • Conduct thorough follow up, outbound calls to interested consumers
  • Close sales and advise customer of next steps
  • Stay current on new products available for customers, completing ongoing education for licensing and compliance

Qualifications

  • Proven track record of success in a sales or customer service oriented environment
  • Strong phone presence, listening and presentation skills
  • Ability to multitask, problem solve and efficiently manage time in a fast paced environment
  • Strong at communicating and relationship building
  • Team player with the ability to thrive in a structured and competitive environment
  • Bachelor’s degree and 2 years professional experience preferred

Benefits

Medical Insurance

  • Dental
  • Vision
  • Life insurance
  • Accidental death and dismemberment
  • Short-term and long term Disability Insurance
  • Parental Leave
  • Employee Assistance Program (EAP)
  • Traditional and Roth 401(k) with company match
  • Flexible Spending Account (FSA)
  • Employee Stock Purchase Plan at 5% discount
  • Critical Illness Insurance
  • Accident Insurance
  • Transportation and Commuting Benefits
  • Banking Benefits
  • Pet Insurance

Compensation

The minimum estimated hourly rate for this role is $20.20, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate’s location, qualifications, skills, and experience.

Since 1996, Veterans First Mortgage has helped over 100,000 borrowers obtain the American Dream of home ownership. Inside Mortgage Finance ranks Veterans First Mortgage as a top VA mortgage lender by volume. With primary lending centers in Salt Lake City, UT and San Diego, CA, and loan officer licensed nationwide in almost every state, Veterans First is a VA and FHA mortgage lender that has over 350 hard-working team members that strive to make every aspect of the loan process as easy as possible. Veterans First Mortgage community and overseas programs revolve around veterans and our Troops. When we say "Thank you for your service," we mean it! Veterans First Mortgage is a trade name of Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank, NMLS # 449042.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.

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