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Loan Analyst I

Wintrust Financial Corporation
Newark, NJ Full Time
POSTED ON 6/13/2024 CLOSED ON 7/19/2024

What are the responsibilities and job description for the Loan Analyst I position at Wintrust Financial Corporation?

As the largest life insurance premium finance company in the country, Wintrust Life Finance provides customized financing solutions to qualified borrowers seeking to finance their life insurance premiums. Our financing solutions have supported numerous planning structures, including traditional wealth transfer, key-man insurance, buy-sell arrangements, split dollar arrangements, term alternatives, charitable giving, income replacement strategies, and more. Wintrust Life Finance is a subsidiary of Wintrust, a financial services company with more than $50 billion in assets.

As the largest life insurance premium finance company in the country, Wintrust Life Finance provides customized financing solutions to qualified borrowers seeking to finance their life insurance premiums. Our financing solutions have supported numerous planning structures, including traditional wealth transfer, key-man insurance, buy-sell arrangements, split dollar arrangements, term alternatives, charitable giving, income replacement strategies, and more. Wintrust Life Finance is a subsidiary of Wintrust, a financial services company with more than $50 billion in assets.

Why join us?

  • An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years).
  • Competitive pay and discretionary or incentive bonus eligible.
  • Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few.
  • Family-friendly work hours.
  • With 175 community bank locations, we offer opportunities to grow and develop in your career.
  • Promote from within culture.

Why join this team?

  • We are a high performing, collaborative, and diverse team focused on transforming the business through engaging work on enterprise-wide product innovation.
  • We are a vibrant, team-oriented atmosphere that provides opportunities for individual growth;
  • Our team is in a unique position that allows us to collaborate with multiple other departments, have exposure to executive management, and develop new reporting.
  • We are seeking a critical thinker that’s willing to learn and not afraid of taking on new initiatives.
  • Gain experience and further your career by joining a growing organization.
  • Targeted salary range is $55k-60K, depending on experience.

What You Will Be Doing

  • Maintain a "customer first" environment to meet or exceed expectations and needs
  • Protect the Bank's assets and maintain quality of the portfolio by adhering to lending policies and procedures
  • Ensure that credit decisions and recommendations are made in accordance with credit principals and in compliance with policies
  • Preparing and issuing loan packages and credit correspondence
  • Follow-up with brokers/clients to ensure that requirements needed for renewals and reviews are collected and delivered on a timely basis
  • Increase existing client business by identifying cross-selling opportunities in lending and deposits
  • Coordinate with Credit Officers, Portfolio Management and Legal Counsel to approve premium finance loan
  • Oversee all phases of loan processing, including exposure model generation, legal document preparation, funding, and collateral management
  • Performs other duties and responsibilities as assigned by management

Qualifications

  • Bachelor's Degree
  • Salesforce Experience preferred;
  • Insurance or Banking Experience preferred.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago’s Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.

Salary : $55,000

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