What are the responsibilities and job description for the Mortgage Processor position at WSFS Bank?
Job Description
At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more. We are the region's locally headquartered bank and wealth management company. We are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. We Stand For Service® is more than part of our name, it’s our mission and our purpose.
The Mortgage Loans Processor is accountable for a pipeline of residential mortgage loan applications from the time that the application has been completed to closing. The Processor will collect information needed for the Underwriter to render a credit decision.
Job Responsibilities:
WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more. We are the region's locally headquartered bank and wealth management company. We are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. We Stand For Service® is more than part of our name, it’s our mission and our purpose.
The Mortgage Loans Processor is accountable for a pipeline of residential mortgage loan applications from the time that the application has been completed to closing. The Processor will collect information needed for the Underwriter to render a credit decision.
Job Responsibilities:
- Manage a pipeline of various numbers of loans efficiently and deliver an excellent customer experience.
- Proactive gathering and review of underwriting documentation from the applicant and any applicable third parties.
- Timely submission of underwriting conditions to the Underwriter.
- Review underwriting conditions received from the customer of third parties to ensure that the underwriting conditions are properly addresses.
- Reviewing file documentation for missing or erroneous information.
- Maintain all required documentation pertaining to assigned loans within the loan origination system.
- Regularly communicate mortgage loan statuses with the Mortgage Loan Originators and the applicant.
- Perform regular pipeline follow-up within the company standards.
- Ensure that the appropriate levels of mortgage insurance is obtained where applicable.
- Review loan documentation to ensure that it meets the conditions set forth by Underwriting.
- Process and close, at minimum the expected number of loans each month.
- A bachelor’s degree or equivalent relevant job experience preferred.
- A minimum of 2 years mortgage processing experience.
- A strong understanding of the mortgage process flow.
- Must have strong organization skills.
- A proven track record of pro-active problem solving.
- Must have the ability to multi-task in a high volume and high paced environment.
- Must be customer focused and dedicated to delivering a “stellar” customer experience.
- Must have an understanding of residential mortgage products.
- Must have a general understanding of underwriting guidelines for product suite offerings.
- Must be able to perform at a high level with minimal supervision.
- Must have excellent written and oral communication skills.
- Must have a track record of building strong internal and external partnerships.
- Must be extremely proactive in responding to customer or business partners needs.
WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
