Closer

Overview

Lakeview Loan Servicing is seeking a Mortgage Closer to manage all aspects of the closing and funding process, ensuring accuracy, compliance, and a smooth borrower experience. This role offers a competitive hourly rate of $26.44 to $28.85, monthly commission, medical benefits starting on day one, and a company-matched 401(k).

Responsibilities

• Prepare and send closing documents.
• Answer closing questions for internal and external parties.
• Confirm loan closing, prepare loan documents, and request funding and loan disbursements.
• Coordinate all aspects of the closing process.
• Obtain property tax information and verify accuracy with the Title Company, and/or tax collector.
• Calculate tax escrows and ensure ample amounts are collected for the next due date.
• Review hazard insurance and premiums and ensure we have sufficient insurance in place at closing and ample amounts collected for the next due. Inform internal and external parties of the loan's status as required.
• Accurately input data into the system and other applications as needed.
• Provide daily status to manage all unfunded loans.
• Prepare closing documents completely and accurately.
• Monitor closings and solve any problems that may arise. Confirm closings and inform the appropriate internal personnel.
• Collect and review any: at closing conditions; review the settlement statement to ensure all fees have been collected/disbursed; request funding and disbursement of funds.
• Assist the post-closing department in obtaining any outstanding documentation, as needed
• Manage internal and external expectations on timelines, costs, and processes.
• Help train new employees in the department.
  
  

Qualifications

• College degree preferred or equivalent experience in mortgage banking originations.
• 1 years of mortgage closing experience is required.
• Experience closing Fannie and/or Freddie mortgage loans
• Strong interpersonal, organizational, communication (verbal /written), and presentation skills required.
• Ability to work in a highly paced and dynamic environment is required.
• The ability to meet deadlines with accuracy is required.
• The ability to work overtime if needed
• A thorough knowledge of RESPA regulations is also required.
• Knowledge of mortgage regulatory requirements, government-sponsored enterprise loan program requirements, and mortgage documents required.
  
  

Bayview is an Equal Employment Opportunity employer. All aspects of consideration for employment and employment with the Company are governed on the basis of merit, competence and qualifications without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, or any other category protected by federal, state, or local law.