Demo

MLO

Dream Finders Homes
Franklin, TN Full Time
POSTED ON 1/28/2026 CLOSED ON 2/26/2026

What are the responsibilities and job description for the MLO position at Dream Finders Homes?

Our team is experiencing tremendous growth, and we are looking for a results-oriented Loan Originator who can generate new business and referrals, as well as maintain the excellent relationships we have already established with clients and referral partners. The ideal candidate will be able to assist our team in closing loan packages while maintaining an excellent level of service and communication with our clients. Lending or mortgage industry experience is required. You must have strong organizational skills and superb customer service and communication skills. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine, please start your application today!

Note: Candidates must be able to work a schedule of 8am-5pm CST and participate in a weekend on-call rotation 1-2x/month.

Responsibilities

  • Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully
  • Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities
  • Create personal relationships with clients - offer additional information and answer questions about home mortgage products
  • Create and explain mortgage coach presentations for clients (total cost analyses)
  • Package files to send to the loan openers/processing staff
  • Lock loans, structure files, and review final closing disclosures (CDs) with clients

Minimum Qualifications

  • Associate's degree from an accredited institution
  • 2 year of experience working in a remote environment
  • 2 year of experience as a mortgage loan originator
  • Experience with Encompass
  • Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
  • Superb relationship, sales, communication, and MS Office skills
  • Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Preferred Qualifications

  • Bachelor's degree from an accredited institution
  • 2 years of experience working in a remote environment
  • 2 years of experience as a mortgage loan originator
  • Licensure with the NMLS in TN and any other states
  • Experience with Encompass, Simple Nexus, Optimal Blue, and Mortgage Coach
  • Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
  • Superb relationship, sales, communication, and MS Office skills
  • Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Benefits

This position offers benefits including, but not limited to:

  • Medical, dental, and vision insurance
  • 401k with a company match
  • 12 Days of PTO (prorated based on hire date)
  • Company holidays

Salary.com Estimation for MLO in Franklin, TN
$58,335 to $76,722
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