Credit Analyst

Introduction

Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Greater China, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.

 

Overview

East West Bank is seeking a Credit Analyst. 

Responsibilities

• Facilitate initiation and booking of deposit services in the Emerging Markets - MRB. Partner with RMs and other EWB sales Professionals in the Treasury Management, Commercial Banking, Private Banking and other segments to acquire, expand and retain targeted client relationships (40% of the time)
• Work with Relationship Managers to produce and maintain presentations for external use with prospects, clients, service providers, and conferences and internal use for presentations to senior management, credit supervision, and regulators
• Working with Emerging Markets clients in conjunction with RMs, TMS Consultants, and branch staff to put in place optimal operating account structures
• For Deposit accounts related to credit facilities, work with RMs and Loan Operations to arrange the accounts to facilitate loan transactions
• Working with client and BSA and Compliance colleagues to obtain all appropriate documentation to clear prospective customers to open accounts at EWB
• Provide first-point-of-contact support for Deposit related and other non-credit matters for Emerging Markets clients. Act as an expert advisor for the clients. Resolve client requests and/or issues independently
• Provide support to the team’s Relationship Managers and Portfolio Managers to monitor and maintain the Emerging Markets loan portfolio. Responsibilities include reviewing and processing of loan advances, collection and tracking the receipt of required financial reporting, the review and spreading of financial statements, updating and maintenance of covenant tracking reports and in some cases, performing due diligence and assisting in the underwriting of credit facilities (60% of the time).
• Support Relationship Manager on underwriting and prepare loan commitment memorandum for approval
• Assist with due diligence/analysis on new client relationships and opportunity memos as appropriate
• Able to demonstrate moderate to superior skills in financial statement spreading and the evaluation of projections
• Assist in accurately risk-rating loans/credits
• Evaluate both cash-flow and collateral-based loans/credits
• Performs all duties of complex routine administrative upkeep of portfolios for Relationship Manager
• Understand credit policy and procedures
• Demonstrate sales skills as it relates to identifying new sales and service opportunities in supported portfolios
• Deal with all areas of the bank and all customer types to accomplish the needs of clients
• Maintain databases and results tracking as needed to support Emerging Market’s business to both internal and external constituencies
• Work with the Relationship Managers and or Managing Director of Emerging Markets to determine the optimal format for presenting complex data/trends for internal meetings or speaking engagements
• Work with RMs and EWB Marketing to produce appropriate presentations for various audiences of prospects, clients, and service providers
• Other projects as assigned by management.

Qualifications

• 3 to 5 years of combined sales/financial services/presentation experience.
• Bachelor's Degree in Finance, Accounting, Management, Marketing or 5 years equivalent work experience in lieu of degree.
• Knowledge of commercial banking products is highly preferred
• Dedicated to the delivery of excellent client service to interact effectively with clients and team members at all levels.
• Very strong written and verbal communication skills.
• Expert level proficiency with MS Word, Excel, PowerPoint etc.

Compensation

The base pay range for this position is USD $26.00/Hr. - USD $39.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

Salary : $26 - $39