What are the responsibilities and job description for the Consumer Lending Quality Control Officer I, II, III position at Global Credit Union?
Overview
Reports to: Consumer Lending Quality Control Supervisor
Functions Supervised: None
Primary Functions: Perform quality control reviews for policy and regulatory compliance, to include but not limited to lending/collection/recovery portfolios, financial and demographic transactions, and adverse actions for all Consumer Lending departments (lending departments include consumer loan origination, servicing, and collection teams). Perform quality control reviews on critical third-party vendors to ensure compliance with contractual terms and applicable laws and regulations.
Duties and Responsibilities:
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- Loan Originations, Funding, Underwriting
- Collection accounts, repossessions, liquidations, amendments, charged off accounts.
- Credit reporting, titling, operation servicing, administration
- Third Party Vendor Oversight as applicable to our department
Qualifications
Education: Bachelor's degree in Business Administration or related field.
Creditable Experience in Lieu of Education: Demonstrated understanding of consumer, credit card, and/or real estate lending, collections, and servicing, or equivalent experience within a financial institution.
Experience/Skills: Candidates must have experience acceptable to management in consumer, credit card and/or real estate lending, collections, and servicing fields. Candidate should be willing to seek opportunities for independent growth and development and demonstrate the ability to collaborate effectively in a team environment. Applicants must be detail orientated and demonstrate the ability to review individual scenarios, as well as high level processes, for compliance issues. Must also demonstrate strong organizational, writing and communication skills, along with solid analytical and computer skills to include Microsoft Office Suite.
Tenure: Consumer Lending Quality Control Officer II or III, Category 11 or 10, requires meeting proven acceptable performance standards as established by management. Directly related work experience and/or accelerated training completion may be substituted for tenure.
Compensation
Salary Pay Range:
- Consumer Lending Quality Control Officer I (Category 12): $48,387 - $73,549 annually
- Consumer Lending Quality Control Officer II (Category 11): $52,258 - $81,523 annually
- Consumer Lending Quality Control Officer III (Category 10): $57,484 - $90,825 annually
Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above.
In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.
Benefits
- Short-term and long-term incentives
- Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
- 401(k) plan with a 5% match
- Employee Assistance Program (EAP)
- Life and disability coverage
- Voluntary cash benefits for accident, hospitalization and critical illness
- Tuition Reimbursement
- Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
- Click here to view Global’s comprehensive Benefits Programs.
Equal Opportunity Employer
Salary : $48,387 - $73,549
