Sr Director, Credit Strategy & Pricing

Current Employees of LendingClub: Please apply via your internal Workday Account LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC, and the only full-spectrum fintech marketplace bank. Members can gain access to a broad range of financial products and services through a technology-driven platform, designed to help them pay less when borrowing and earn more when saving. Since 2007, more than 4 million members have joined the Club to help reach their financial goals. We’re leading the governance of a new industry by developing ethical, responsible ways to bring greater value and better opportunities to our members. Everyone deserves a better financial future and our team is committed to making that a reality. Come join us! About the Role Lead credit risk management & pricing strategy for a key unsecured point of sale lending (POS Lending) segment within the Consumer Banking business at Lending Club. What You'll Do Lead credit risk management & pricing strategy for a key unsecured lending point of sale lending segment within the Consumer Banking business at Lending Club. Responsible for prescreen, prequalification, underwriting, exposure management and pricing strategy in addition to segmentation, vintage loss forecasting and vintage valuations. Collaborate with cross-functional partners in the development of, and delivery against annual operating and strategic plans. Generate loan issuance that delivers durable risk-adjusted returns for both, marketplace investors and LC Bank held-for-investment assets. Deliver loan issuance volume consistent with the business plan and credit profile within risk appetite Lead the ideation and development of leading-edge predictive models, grading systems, segmentation, predictive analytic methodologies and experimentation to compete along a dynamic and optimal risk-return frontier. Ensure agile implementation of credit strategy changes with rigorous production testing and robust preventive & detective controls. Formulate and actively maintain credit policy practices and standard operating procedure manuals, ensuring consistency with bank guidelines and regulations. Provide thought leadership and partner with cross-functional groups to drive white space innovation & new product development initiatives. Participate in industry roundtables to keep abreast of industry standards and best practices Manage the development of monitoring systems and robust early warning and performance monitoring mechanisms. Ensure monitoring is in place, including processes for management of credit and operational risk in accordance with Company and regulatory standards. Direct timely and accurate completion of all Credit Committee, Board and regulatory reporting from a credit risk perspective; ensure rich actionable credit insight. Manage Director/Senior Manager & their teams in fostering a dynamic, diverse, equitable, inclusive, high performing learning culture. About You You have 15 years of progressive management experience in financial services, credit risk management, predictive analytics or strategy consulting. Line of business (first line) functional practitioner with deep domain knowledge in unsecured lending or credit cards with a keen understanding of commercial value drivers. Demonstrated experience across origination channels including but not limited to point of sale, digital affiliates, organic and direct mail channels. Strong critical, integrative thinking and creative problem-solving skills Effective collaborator, negotiator and team player with a versatile interpersonal style Operator with keen attention to detail, results-orientation and strategic mindset. You have prior leadership and people management experience with the ability to lead and motivate large diverse teams. Effective verbal and written communication skills. Strong analytical and technical skills. Prior experience with programming (SAS, SQL, Python) preferred. Master’s degree in a quantitative discipline Work Location The position will be based out of San Francisco, CA, or may be remote. Time Zone Requirements  Standard working hours will be primarily Pacific Time, but can be ironed out with the manager. Travel Requirements Occasional travel to our San Francisco office is required. If you need to travel for work, LendingClub will cover your travel related expenses. #LI-ZT1 LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system. We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com.