Loan Originator Assistant - Hybrid

Scott Credit Union is looking to hire a full-time Loan Originator Assistant to join our amazing Mortgage team. The Loan Originator Assistant works Monday – Friday, normal business hours. 

**Training is to be completed in the first 60-90 days of employment at the Collinsville, IL location.

**Upon successful completion of training, qualifying employees may be eligible for remote/hybrid schedules. 

Purpose, Mission, Vision, Values

At Scott Credit Union, we are committed to upholding our purpose, mission, vision, and values. Our Purpose guides everything we do as an organization and is supported by our actionable Mission, Vision, and Values. If our chosen purpose, mission, vision, and values resonates with you and you want to find meaning in your work, we hope you will apply to become a part of our team!

Purpose:
To be with our members through every phase of their financial journeys, providing financial solutions that support them, their families, and their communities.
  
Mission:
Members. Value. Community.
  
Vision:
Building Better Financial Futures.
  
Values:
Accountability - I take pride and ownership in all I do.
Diversity - I support the diverse, equitable, and inclusive work environment that is fostered by Scott Credit Union.
Growth - I will pursue professional development with the encouragement of Scott Credit Union.
Integrity - I will maintain the highest ethical standards.
Service Excellence - I am devoted to continuously "WOW"ing members and each other through the 3e Promise.

Why You Should Join Our Team 

Scott Credit Union is a recipient of the St. Louis Post-Dispatch Top Workplaces Award 2024, the eleventh time since 2012. This year, SCU was recognized as one of the Top Workplaces for our dedication to our people-first culture. The Top Workplaces award highlights SCU’s commitment to creating a positive and supportive work environment, where employees thrive and contribute to the organization’s overall success. Our team is our #1 priority, and we are proud to offer great benefits and perks, such as 11 paid holidays, competitive paid time off (PTO), Short-Term Disability (STD) that includes maternity leave, 401k with employer match, medical, dental, vision, and other insurance options, educational reimbursement program, employee assistance programs, opportunities for career advancement, casual “dress for your day” dress code, a positive team-oriented culture, and much more! A comprehensive benefit guide with a full list of our benefits can be found on our career page, scu.org/careers/.

The Day to Day as a Loan Originator Assistant

The Loan Originator Assistant is responsible for collecting and analyzing information, calculating and verifying data, and recommending approval of borrower's applications for open and closed end mortgages. 

A typical day will look like:

• Maintaining up to date knowledge of SCU in-house and secondary market mortgage products and related regulations, policies and procedures.
• Quoting current mortgage interest rates and provide closing cost information.
• Interviewing loan applicants and provide program recommendations, when needed.
• Preparing Pre-Qualification and Pre-Approvals for loan originator.
• Assisting loan originator in completing the mortgage package.
• Requesting and/or collecting applicable documentation from each loan applicant.
• Attending and participating in all meetings as required by management.
• Processing mortgage applications for loan originator.
• Submitting applicant information through online underwriting tool to verify acceptance by secondary market.
• Collecting all necessary documentation from applicant to analyze financial status, credit profile and evaluate property to determine feasibility of granting loan.

Are You a Good Fit?

Ask yourself the below questions to help determine if this job is the right fit for you.

• Do you enjoy engaging with people and providing exceptional customer service?
• Are you detail-oriented and like working with numbers?
• Do you thrive in a fast-paced environment?
• Are you a positive person who enjoys working as part of a team?
• Do you enjoy working in a diverse environment with diverse team members?
• Do you take pride and ownership in all that you do?
• Are you looking for a job where you can develop professionally?

If you answered yes to these questions, we hope you apply!

To Be Considered, You’ll Need:

• High school diploma or equivalent. 
• Two years’ experience in mortgage loan processing and/or closing/title company experience.
• Personal computer experience to include Microsoft Office products and lending systems.
• A valid driver’s license, reliable vehicle for extensive local travel and state minimum insurance coverage is also required.

Preferred Qualifications That Could Set You Ahead:

• Experience processing VA, FHA, USDA, and Conventional loans. 
• Experience using Encompass.

Are You Ready to Join Our Team?

If this sounds like the right opportunity for you, we hope you apply today! If selected as a candidate, next steps may include a phone interview to go over the basics and an in-person interview to learn more about your experiences and qualification.